Lexus IS 350 Insurance: by Model Year & Company

Lexus IS 350 insurance costs an average of $1,292 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Lexus IS 350 at $190/mo or $1,142 for a 6-month full coverage policy.

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IS 350 Car Insurance

What to know about insuring a Lexus IS 350:

  1. The IS 350 costs more to insure than most sedans. Averaging $215/mo for the IS 350 versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the IS 350, like the Lexus GS 350 ($197/mo), Lexus RX 350 ($171/mo), or Lexus RC 350 ($224/mo), your insurance costs will be about the same.
  3. USAA ($155/mo), Progressive ($170/mo), American Family ($184/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Lexus IS 350 Vehicle Image
2025 Lexus IS 350
Av. Cost Per Year$3,367
Av. Per Month$281

Cheapest Companies

USAA$112/m
American Family$131/m
Progressive$136/m

How much does it cost to insure my Lexus IS 350?

Select your model year:

2025 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$2,284

Progressive

$2,455

Erie

$2,719

Nationwide

$2,814

American Family

$2,979

State Farm

$3,083

GEICO

$3,347

Farmers

$4,912

Allstate

$5,571

Compare all 2025 Lexus IS 350 insurance rates.
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Average Cost to Insure Per Year
$3,367

2024 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$2,222

Progressive

$2,428

Erie

$2,605

American Family

$2,822

Nationwide

$2,868

State Farm

$2,970

GEICO

$3,196

Farmers

$4,688

Allstate

$5,325

Compare all 2024 Lexus IS 350 insurance rates.
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Average Cost to Insure Per Year
$3,258

2023 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$2,316

Progressive

$2,384

Erie

$2,522

State Farm

$2,705

American Family

$2,719

Nationwide

$2,920

GEICO

$3,174

Farmers

$4,432

Allstate

$5,074

Compare all 2023 Lexus IS 350 insurance rates.
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Average Cost to Insure Per Year
$3,181

2022 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$2,284

Progressive

$2,332

Erie

$2,433

American Family

$2,537

Nationwide

$2,696

GEICO

$2,949

State Farm

$3,006

Farmers

$4,175

Allstate

$4,746

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Average Cost to Insure Per Year
$3,052

2021 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$2,029

Progressive

$2,245

Erie

$2,325

American Family

$2,483

State Farm

$2,551

Nationwide

$2,761

GEICO

$2,952

Farmers

$4,016

Allstate

$4,538

Compare all 2021 Lexus IS 350 insurance rates.
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Average Cost to Insure Per Year
$2,921

2020 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$2,056

Progressive

$2,145

American Family

$2,317

State Farm

$2,390

Erie

$2,391

GEICO

$2,760

Nationwide

$2,934

Farmers

$3,808

Allstate

$3,913

Compare all 2020 Lexus IS 350 insurance rates.
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Average Cost to Insure Per Year
$2,767

2019 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,967

Progressive

$2,031

Erie

$2,312

American Family

$2,318

State Farm

$2,347

Nationwide

$2,489

GEICO

$2,647

Farmers

$3,639

Allstate

$4,044

Compare all 2019 Lexus IS 350 insurance rates.
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Average Cost to Insure Per Year
$2,658

2018 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,883

Progressive

$1,992

Erie

$2,269

American Family

$2,306

State Farm

$2,399

GEICO

$2,558

Nationwide

$2,590

Farmers

$3,470

Allstate

$3,924

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Average Cost to Insure Per Year
$2,610

2017 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,771

Progressive

$1,897

American Family

$2,123

Erie

$2,260

State Farm

$2,380

Nationwide

$2,434

GEICO

$2,481

Farmers

$3,326

Allstate

$3,391

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Average Cost to Insure Per Year
$2,452

2016 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,672

Progressive

$1,911

American Family

$1,963

State Farm

$2,208

Erie

$2,287

Nationwide

$2,415

GEICO

$2,444

Allstate

$3,112

Farmers

$3,202

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Average Cost to Insure Per Year
$2,359

2015 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,613

American Family

$1,828

Progressive

$1,945

State Farm

$2,028

Erie

$2,136

Nationwide

$2,260

GEICO

$2,347

Allstate

$2,922

Farmers

$3,075

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Average Cost to Insure Per Year
$2,251

2014 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,557

American Family

$1,596

Progressive

$1,892

State Farm

$1,920

Erie

$1,987

GEICO

$2,249

Nationwide

$2,338

Allstate

$2,540

Farmers

$2,879

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Average Cost to Insure Per Year
$2,135

2013 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,490

Progressive

$1,682

State Farm

$1,756

Erie

$1,807

American Family

$1,835

GEICO

$2,184

Nationwide

$2,254

Farmers

$2,764

Allstate

$2,774

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Average Cost to Insure Per Year
$2,082

2012 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,397

Progressive

$1,624

State Farm

$1,710

American Family

$1,728

Erie

$1,797

GEICO

$2,095

Nationwide

$2,284

Farmers

$2,660

Allstate

$2,868

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Average Cost to Insure Per Year
$2,043

2011 Lexus IS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,344

American Family

$1,571

Progressive

$1,629

State Farm

$1,676

Erie

$1,687

GEICO

$1,997

Nationwide

$2,151

Farmers

$2,503

Allstate

$2,515

Compare all 2011 Lexus IS 350 insurance rates.
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Average Cost to Insure Per Year
$1,926