Lexus IS 350 Insurance: by Model Year & Company
Lexus IS 350 insurance costs an average of $1,292 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Lexus IS 350 at $190/mo or $1,142 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Lexus IS 350:
- The IS 350 costs more to insure than most sedans. Averaging $215/mo for the IS 350 versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the IS 350, like the Lexus GS 350 ($197/mo), Lexus RX 350 ($171/mo), or Lexus RC 350 ($224/mo), your insurance costs will be about the same.
- USAA ($155/mo), Progressive ($170/mo), American Family ($184/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,284 |
| Progressive |
$2,455 |
| Erie |
$2,719 |
| Nationwide |
$2,814 |
| American Family |
$2,979 |
| State Farm |
$3,083 |
| GEICO |
$3,347 |
| Farmers |
$4,912 |
| Allstate |
$5,571 |
Compare all 2025 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$3,3672024 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,222 |
| Progressive |
$2,428 |
| Erie |
$2,605 |
| American Family |
$2,822 |
| Nationwide |
$2,868 |
| State Farm |
$2,970 |
| GEICO |
$3,196 |
| Farmers |
$4,688 |
| Allstate |
$5,325 |
Compare all 2024 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$3,2582023 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,316 |
| Progressive |
$2,384 |
| Erie |
$2,522 |
| State Farm |
$2,705 |
| American Family |
$2,719 |
| Nationwide |
$2,920 |
| GEICO |
$3,174 |
| Farmers |
$4,432 |
| Allstate |
$5,074 |
Compare all 2023 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$3,1812022 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,284 |
| Progressive |
$2,332 |
| Erie |
$2,433 |
| American Family |
$2,537 |
| Nationwide |
$2,696 |
| GEICO |
$2,949 |
| State Farm |
$3,006 |
| Farmers |
$4,175 |
| Allstate |
$4,746 |
Compare all 2022 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$3,0522021 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,029 |
| Progressive |
$2,245 |
| Erie |
$2,325 |
| American Family |
$2,483 |
| State Farm |
$2,551 |
| Nationwide |
$2,761 |
| GEICO |
$2,952 |
| Farmers |
$4,016 |
| Allstate |
$4,538 |
Compare all 2021 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,9212020 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,056 |
| Progressive |
$2,145 |
| American Family |
$2,317 |
| State Farm |
$2,390 |
| Erie |
$2,391 |
| GEICO |
$2,760 |
| Nationwide |
$2,934 |
| Farmers |
$3,808 |
| Allstate |
$3,913 |
Compare all 2020 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,7672019 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,967 |
| Progressive |
$2,031 |
| Erie |
$2,312 |
| American Family |
$2,318 |
| State Farm |
$2,347 |
| Nationwide |
$2,489 |
| GEICO |
$2,647 |
| Farmers |
$3,639 |
| Allstate |
$4,044 |
Compare all 2019 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,6582018 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,883 |
| Progressive |
$1,992 |
| Erie |
$2,269 |
| American Family |
$2,306 |
| State Farm |
$2,399 |
| GEICO |
$2,558 |
| Nationwide |
$2,590 |
| Farmers |
$3,470 |
| Allstate |
$3,924 |
Compare all 2018 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,6102017 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,771 |
| Progressive |
$1,897 |
| American Family |
$2,123 |
| Erie |
$2,260 |
| State Farm |
$2,380 |
| Nationwide |
$2,434 |
| GEICO |
$2,481 |
| Farmers |
$3,326 |
| Allstate |
$3,391 |
Compare all 2017 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,4522016 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,672 |
| Progressive |
$1,911 |
| American Family |
$1,963 |
| State Farm |
$2,208 |
| Erie |
$2,287 |
| Nationwide |
$2,415 |
| GEICO |
$2,444 |
| Allstate |
$3,112 |
| Farmers |
$3,202 |
Compare all 2016 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,3592015 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,613 |
| American Family |
$1,828 |
| Progressive |
$1,945 |
| State Farm |
$2,028 |
| Erie |
$2,136 |
| Nationwide |
$2,260 |
| GEICO |
$2,347 |
| Allstate |
$2,922 |
| Farmers |
$3,075 |
Compare all 2015 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,2512014 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,557 |
| American Family |
$1,596 |
| Progressive |
$1,892 |
| State Farm |
$1,920 |
| Erie |
$1,987 |
| GEICO |
$2,249 |
| Nationwide |
$2,338 |
| Allstate |
$2,540 |
| Farmers |
$2,879 |
Compare all 2014 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,1352013 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,490 |
| Progressive |
$1,682 |
| State Farm |
$1,756 |
| Erie |
$1,807 |
| American Family |
$1,835 |
| GEICO |
$2,184 |
| Nationwide |
$2,254 |
| Farmers |
$2,764 |
| Allstate |
$2,774 |
Compare all 2013 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,0822012 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,397 |
| Progressive |
$1,624 |
| State Farm |
$1,710 |
| American Family |
$1,728 |
| Erie |
$1,797 |
| GEICO |
$2,095 |
| Nationwide |
$2,284 |
| Farmers |
$2,660 |
| Allstate |
$2,868 |
Compare all 2012 Lexus IS 350 insurance rates.
Average Cost to Insure Per Year
$2,0432011 Lexus IS 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,344 |
| American Family |
$1,571 |
| Progressive |
$1,629 |
| State Farm |
$1,676 |
| Erie |
$1,687 |
| GEICO |
$1,997 |
| Nationwide |
$2,151 |
| Farmers |
$2,503 |
| Allstate |
$2,515 |