Lexus ES 350 Insurance: by Model Year & Company
Lexus ES 350 insurance costs an average of $1,139 for a 6-month full coverage policy. Nationwide offers the cheapest rate for the latest Lexus ES 350 at $185/mo or $1,108 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Lexus ES 350:
- The ES 350 costs less to insure than most sedans. Averaging $190/mo for the ES 350 versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the ES 350, like the Lexus IS 350 ($215/mo), Lexus GS 350 ($197/mo), or Lexus RX 350 ($171/mo), your insurance costs will be about the same.
- American Family ($147/mo), USAA ($151/mo), Progressive ($159/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide |
$2,215 |
| American Family |
$2,253 |
| Progressive |
$2,315 |
| Erie |
$2,328 |
| USAA |
$2,415 |
| State Farm |
$2,435 |
| GEICO |
$3,073 |
| Allstate |
$4,621 |
| Farmers |
$4,734 |
Compare all 2025 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,9762024 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,173 |
| Erie |
$2,253 |
| Nationwide |
$2,266 |
| Progressive |
$2,289 |
| State Farm |
$2,358 |
| USAA |
$2,392 |
| GEICO |
$2,950 |
| Allstate |
$4,399 |
| Farmers |
$4,495 |
Compare all 2024 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,8892023 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,084 |
| Erie |
$2,176 |
| USAA |
$2,217 |
| Progressive |
$2,244 |
| Nationwide |
$2,269 |
| State Farm |
$2,352 |
| GEICO |
$2,797 |
| Allstate |
$4,262 |
| Farmers |
$4,330 |
Compare all 2023 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,7892022 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,964 |
| Erie |
$2,104 |
| Progressive |
$2,194 |
| USAA |
$2,195 |
| Nationwide |
$2,243 |
| State Farm |
$2,315 |
| GEICO |
$2,686 |
| Allstate |
$3,793 |
| Farmers |
$4,099 |
Compare all 2022 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,6612021 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,878 |
| USAA |
$2,091 |
| Progressive |
$2,110 |
| Erie |
$2,225 |
| State Farm |
$2,361 |
| Nationwide |
$2,394 |
| GEICO |
$2,609 |
| Allstate |
$3,527 |
| Farmers |
$3,904 |
Compare all 2021 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,5932020 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,862 |
| USAA |
$1,985 |
| Progressive |
$2,016 |
| Erie |
$2,168 |
| State Farm |
$2,239 |
| Nationwide |
$2,365 |
| GEICO |
$2,536 |
| Allstate |
$3,293 |
| Farmers |
$3,717 |
Compare all 2020 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,4862019 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,815 |
| USAA |
$1,895 |
| Progressive |
$1,941 |
| Erie |
$2,119 |
| State Farm |
$2,138 |
| Nationwide |
$2,235 |
| GEICO |
$2,431 |
| Allstate |
$3,022 |
| Farmers |
$3,547 |
Compare all 2019 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,3592018 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,736 |
| American Family |
$1,767 |
| Progressive |
$1,813 |
| Erie |
$1,870 |
| State Farm |
$2,000 |
| Nationwide |
$2,078 |
| GEICO |
$2,260 |
| Allstate |
$2,940 |
| Farmers |
$3,337 |
Compare all 2018 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,2132017 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,695 |
| USAA |
$1,720 |
| Erie |
$1,805 |
| Progressive |
$1,812 |
| State Farm |
$1,948 |
| Nationwide |
$1,984 |
| GEICO |
$2,149 |
| Allstate |
$2,822 |
| Farmers |
$3,096 |
Compare all 2017 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,1322016 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,573 |
| USAA |
$1,633 |
| Progressive |
$1,730 |
| Erie |
$1,748 |
| State Farm |
$1,923 |
| Nationwide |
$2,078 |
| GEICO |
$2,114 |
| Allstate |
$2,774 |
| Farmers |
$2,929 |
Compare all 2016 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$2,0892015 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,524 |
| USAA |
$1,550 |
| Progressive |
$1,698 |
| Erie |
$1,734 |
| State Farm |
$1,761 |
| Nationwide |
$1,958 |
| GEICO |
$2,037 |
| Allstate |
$2,603 |
| Farmers |
$2,822 |
Compare all 2015 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$1,9892014 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,434 |
| American Family |
$1,465 |
| Progressive |
$1,662 |
| Erie |
$1,694 |
| State Farm |
$1,788 |
| Nationwide |
$1,915 |
| GEICO |
$1,993 |
| Allstate |
$2,543 |
| Farmers |
$2,672 |
Compare all 2014 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$1,9352013 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,366 |
| American Family |
$1,442 |
| Erie |
$1,606 |
| Progressive |
$1,657 |
| State Farm |
$1,729 |
| GEICO |
$1,908 |
| Nationwide |
$1,935 |
| Farmers |
$2,542 |
| Allstate |
$2,555 |
Compare all 2013 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$1,8932012 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,308 |
| American Family |
$1,466 |
| State Farm |
$1,586 |
| Erie |
$1,591 |
| Progressive |
$1,601 |
| GEICO |
$1,849 |
| Nationwide |
$1,909 |
| Allstate |
$2,462 |
| Farmers |
$2,497 |
Compare all 2012 Lexus ES 350 insurance rates.
Average Cost to Insure Per Year
$1,8292011 Lexus ES 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,276 |
| Erie |
$1,454 |
| American Family |
$1,477 |
| State Farm |
$1,510 |
| Progressive |
$1,519 |
| GEICO |
$1,768 |
| Nationwide |
$1,790 |
| Farmers |
$2,349 |
| Allstate |
$2,483 |