Lexus ES 350 Insurance: by Model Year & Company

Lexus ES 350 insurance costs an average of $1,139 for a 6-month full coverage policy. Nationwide offers the cheapest rate for the latest Lexus ES 350 at $185/mo or $1,108 for a 6-month full coverage policy.

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ES 350 Car Insurance

What to know about insuring a Lexus ES 350:

  1. The ES 350 costs less to insure than most sedans. Averaging $190/mo for the ES 350 versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the ES 350, like the Lexus IS 350 ($215/mo), Lexus GS 350 ($197/mo), or Lexus RX 350 ($171/mo), your insurance costs will be about the same.
  3. American Family ($147/mo), USAA ($151/mo), Progressive ($159/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Lexus ES 350 Vehicle Image
2025 Lexus ES 350
Av. Cost Per Year$2,976
Av. Per Month$248

Cheapest Companies

USAA$106/m
Erie$121/m
American Family$123/m

How much does it cost to insure my Lexus ES 350?

Select your model year:

2025 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
Nationwide

$2,215

American Family

$2,253

Progressive

$2,315

Erie

$2,328

USAA

$2,415

State Farm

$2,435

GEICO

$3,073

Allstate

$4,621

Farmers

$4,734

Compare all 2025 Lexus ES 350 insurance rates.
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Average Cost to Insure Per Year
$2,976

2024 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
American Family

$2,173

Erie

$2,253

Nationwide

$2,266

Progressive

$2,289

State Farm

$2,358

USAA

$2,392

GEICO

$2,950

Allstate

$4,399

Farmers

$4,495

Compare all 2024 Lexus ES 350 insurance rates.
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Average Cost to Insure Per Year
$2,889

2023 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
American Family

$2,084

Erie

$2,176

USAA

$2,217

Progressive

$2,244

Nationwide

$2,269

State Farm

$2,352

GEICO

$2,797

Allstate

$4,262

Farmers

$4,330

Compare all 2023 Lexus ES 350 insurance rates.
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Average Cost to Insure Per Year
$2,789

2022 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
American Family

$1,964

Erie

$2,104

Progressive

$2,194

USAA

$2,195

Nationwide

$2,243

State Farm

$2,315

GEICO

$2,686

Allstate

$3,793

Farmers

$4,099

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Average Cost to Insure Per Year
$2,661

2021 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
American Family

$1,878

USAA

$2,091

Progressive

$2,110

Erie

$2,225

State Farm

$2,361

Nationwide

$2,394

GEICO

$2,609

Allstate

$3,527

Farmers

$3,904

Compare all 2021 Lexus ES 350 insurance rates.
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Average Cost to Insure Per Year
$2,593

2020 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
American Family

$1,862

USAA

$1,985

Progressive

$2,016

Erie

$2,168

State Farm

$2,239

Nationwide

$2,365

GEICO

$2,536

Allstate

$3,293

Farmers

$3,717

Compare all 2020 Lexus ES 350 insurance rates.
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Average Cost to Insure Per Year
$2,486

2019 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
American Family

$1,815

USAA

$1,895

Progressive

$1,941

Erie

$2,119

State Farm

$2,138

Nationwide

$2,235

GEICO

$2,431

Allstate

$3,022

Farmers

$3,547

Compare all 2019 Lexus ES 350 insurance rates.
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Average Cost to Insure Per Year
$2,359

2018 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,736

American Family

$1,767

Progressive

$1,813

Erie

$1,870

State Farm

$2,000

Nationwide

$2,078

GEICO

$2,260

Allstate

$2,940

Farmers

$3,337

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Average Cost to Insure Per Year
$2,213

2017 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
American Family

$1,695

USAA

$1,720

Erie

$1,805

Progressive

$1,812

State Farm

$1,948

Nationwide

$1,984

GEICO

$2,149

Allstate

$2,822

Farmers

$3,096

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Average Cost to Insure Per Year
$2,132

2016 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
American Family

$1,573

USAA

$1,633

Progressive

$1,730

Erie

$1,748

State Farm

$1,923

Nationwide

$2,078

GEICO

$2,114

Allstate

$2,774

Farmers

$2,929

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Average Cost to Insure Per Year
$2,089

2015 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
American Family

$1,524

USAA

$1,550

Progressive

$1,698

Erie

$1,734

State Farm

$1,761

Nationwide

$1,958

GEICO

$2,037

Allstate

$2,603

Farmers

$2,822

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Average Cost to Insure Per Year
$1,989

2014 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,434

American Family

$1,465

Progressive

$1,662

Erie

$1,694

State Farm

$1,788

Nationwide

$1,915

GEICO

$1,993

Allstate

$2,543

Farmers

$2,672

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Average Cost to Insure Per Year
$1,935

2013 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,366

American Family

$1,442

Erie

$1,606

Progressive

$1,657

State Farm

$1,729

GEICO

$1,908

Nationwide

$1,935

Farmers

$2,542

Allstate

$2,555

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Average Cost to Insure Per Year
$1,893

2012 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,308

American Family

$1,466

State Farm

$1,586

Erie

$1,591

Progressive

$1,601

GEICO

$1,849

Nationwide

$1,909

Allstate

$2,462

Farmers

$2,497

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Average Cost to Insure Per Year
$1,829

2011 Lexus ES 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,276

Erie

$1,454

American Family

$1,477

State Farm

$1,510

Progressive

$1,519

GEICO

$1,768

Nationwide

$1,790

Farmers

$2,349

Allstate

$2,483

Compare all 2011 Lexus ES 350 insurance rates.
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Average Cost to Insure Per Year
$1,761