Lexus RC F Insurance: by Model Year & Company

Lexus RC F insurance costs an average of $1,708 for a 6-month full coverage policy. State Farm offers the cheapest rate for the latest Lexus RC F at $210/mo or $1,260 for a 6-month full coverage policy.

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RC F Car Insurance

What to know about insuring a Lexus RC F:

  1. The RC F costs more to insure than most coupes. Averaging $285/mo for the RC F versus $245/mo for typical coupes.
  2. If you're considering a vehicle similar to the RC F, like the Lexus IS F ($214/mo), Lexus RC 200t ($185/mo), or Lexus RC 300 ($221/mo), your insurance costs will be more expensive.
  3. State Farm ($218/mo), Progressive ($219/mo), USAA ($231/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2024 Lexus RC F Vehicle Image
2024 Lexus RC F
Av. Cost Per Year$4,153
Av. Per Month$346

Cheapest Companies

American Family$184/m
USAA$192/m
Progressive$199/m

How much does it cost to insure my Lexus RC F?

Select your model year:

2024 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
State Farm

$2,519

Progressive

$3,066

USAA

$3,272

Nationwide

$3,300

Erie

$3,325

American Family

$3,562

GEICO

$4,507

Farmers

$6,152

Allstate

$6,877

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Average Cost to Insure Per Year
$4,153

2023 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
State Farm

$2,546

Progressive

$2,987

Erie

$3,090

USAA

$3,156

American Family

$3,199

Nationwide

$3,393

GEICO

$4,249

Farmers

$5,726

Allstate

$6,677

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Average Cost to Insure Per Year
$4,011

2022 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
State Farm

$2,812

Progressive

$2,914

Erie

$3,051

American Family

$3,084

USAA

$3,142

Nationwide

$3,328

GEICO

$4,055

Farmers

$5,404

Allstate

$6,436

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Average Cost to Insure Per Year
$3,916

2021 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,777

American Family

$2,949

USAA

$2,993

Erie

$3,025

Nationwide

$3,358

State Farm

$3,612

GEICO

$3,743

Farmers

$5,143

Allstate

$5,550

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Average Cost to Insure Per Year
$3,747

2020 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
State Farm

$2,483

Progressive

$2,622

USAA

$2,801

American Family

$2,950

Erie

$3,011

Nationwide

$3,285

GEICO

$3,709

Farmers

$4,877

Allstate

$5,572

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Average Cost to Insure Per Year
$3,547

2019 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,459

State Farm

$2,569

USAA

$2,663

Erie

$2,865

American Family

$2,927

Nationwide

$2,992

GEICO

$3,533

Farmers

$4,454

Allstate

$5,389

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Average Cost to Insure Per Year
$3,381

2018 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,296

State Farm

$2,383

USAA

$2,548

Erie

$2,848

American Family

$2,860

Nationwide

$2,975

GEICO

$3,377

Farmers

$4,138

Allstate

$4,525

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Average Cost to Insure Per Year
$3,139

2017 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
State Farm

$2,301

USAA

$2,461

Progressive

$2,528

American Family

$2,691

Nationwide

$2,916

Erie

$2,930

GEICO

$3,293

Farmers

$4,140

Allstate

$4,227

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Average Cost to Insure Per Year
$3,078

2016 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,281

USAA

$2,326

State Farm

$2,486

American Family

$2,509

Nationwide

$2,775

Erie

$2,782

GEICO

$3,151

Farmers

$3,913

Allstate

$4,060

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Average Cost to Insure Per Year
$2,948

2015 Lexus RC F

Cheapest Insurance Companies Average Annual Cost
American Family

$2,211

USAA

$2,302

Progressive

$2,383

State Farm

$2,488

Erie

$2,596

GEICO

$3,004

Nationwide

$3,065

Farmers

$3,701

Allstate

$3,807

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Average Cost to Insure Per Year
$2,899