Lexus RX 350 Insurance: by Model Year & Company

Lexus RX 350 insurance costs an average of $1,028 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lexus RX 350 at $147/mo or $882 for a 6-month full coverage policy.

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RX 350 Car Insurance

What to know about insuring a Lexus RX 350:

  1. The RX 350 costs less to insure than most SUVs. Averaging $171/mo for the RX 350 versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the RX 350, like the Lexus IS 350 ($215/mo), Lexus GS 350 ($197/mo), or Lexus RC 350 ($224/mo), your insurance costs will be cheaper.
  3. Progressive ($133/mo), USAA ($138/mo), American Family ($138/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Lexus RX 350 Vehicle Image
2025 Lexus RX 350
Av. Cost Per Year$2,633
Av. Per Month$219

Cheapest Companies

USAA$100/m
American Family$102/m
Erie$112/m

How much does it cost to insure my Lexus RX 350?

Select your model year:

2025 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,764

Nationwide

$1,951

USAA

$1,967

American Family

$2,103

State Farm

$2,444

Erie

$2,639

GEICO

$2,957

Farmers

$3,697

Allstate

$3,986

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Average Cost to Insure Per Year
$2,633

2024 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,750

USAA

$1,959

Nationwide

$1,994

American Family

$2,031

State Farm

$2,362

Erie

$2,555

GEICO

$2,842

Farmers

$3,569

Allstate

$3,719

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Average Cost to Insure Per Year
$2,550

2023 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,766

American Family

$1,963

Nationwide

$2,013

USAA

$2,038

State Farm

$2,186

Erie

$2,279

GEICO

$2,720

Farmers

$3,386

Allstate

$3,656

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Average Cost to Insure Per Year
$2,489

2022 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,835

American Family

$1,840

Erie

$1,999

Nationwide

$1,999

USAA

$2,010

State Farm

$2,054

GEICO

$2,413

Farmers

$3,164

Allstate

$3,385

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Average Cost to Insure Per Year
$2,344

2021 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
American Family

$1,772

Progressive

$1,774

USAA

$1,920

Erie

$1,925

Nationwide

$1,957

State Farm

$2,047

GEICO

$2,333

Farmers

$3,048

Allstate

$3,348

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Average Cost to Insure Per Year
$2,282

2020 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,705

American Family

$1,760

USAA

$1,823

Erie

$1,943

Nationwide

$2,034

State Farm

$2,038

GEICO

$2,245

Farmers

$2,892

Allstate

$3,299

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Average Cost to Insure Per Year
$2,232

2019 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,660

American Family

$1,740

USAA

$1,747

Nationwide

$1,900

Erie

$1,909

State Farm

$1,983

GEICO

$2,157

Farmers

$2,807

Allstate

$3,142

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Average Cost to Insure Per Year
$2,143

2018 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,606

USAA

$1,670

American Family

$1,700

Nationwide

$1,766

Erie

$1,851

State Farm

$1,908

GEICO

$2,073

Farmers

$2,671

Allstate

$3,424

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Average Cost to Insure Per Year
$2,109

2017 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,525

USAA

$1,599

American Family

$1,639

Erie

$1,819

State Farm

$1,875

Nationwide

$1,922

GEICO

$1,928

Farmers

$2,569

Allstate

$2,744

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Average Cost to Insure Per Year
$1,966

2016 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,508

Progressive

$1,518

American Family

$1,557

Erie

$1,715

Nationwide

$1,848

State Farm

$1,874

GEICO

$1,955

Farmers

$2,497

Allstate

$2,704

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Average Cost to Insure Per Year
$1,934

2015 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,408

Progressive

$1,502

American Family

$1,504

Erie

$1,574

Nationwide

$1,702

State Farm

$1,754

GEICO

$1,920

Farmers

$2,401

Allstate

$2,611

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Average Cost to Insure Per Year
$1,853

2014 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,370

American Family

$1,397

Progressive

$1,448

Erie

$1,530

State Farm

$1,684

Nationwide

$1,801

GEICO

$1,858

Farmers

$2,281

Allstate

$2,336

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Average Cost to Insure Per Year
$1,781

2013 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,298

American Family

$1,361

Progressive

$1,392

Erie

$1,462

State Farm

$1,654

GEICO

$1,801

Nationwide

$1,801

Farmers

$2,214

Allstate

$2,278

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Average Cost to Insure Per Year
$1,732

2012 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,238

American Family

$1,295

Progressive

$1,363

Erie

$1,387

State Farm

$1,585

Nationwide

$1,691

GEICO

$1,725

Farmers

$2,131

Allstate

$2,269

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Average Cost to Insure Per Year
$1,671

2011 Lexus RX 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,200

American Family

$1,229

Erie

$1,345

Progressive

$1,355

State Farm

$1,543

GEICO

$1,660

Nationwide

$1,716

Farmers

$2,037

Allstate

$2,146

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Average Cost to Insure Per Year
$1,622