Lincoln Aviator Insurance: by Model Year & Company

Lincoln Aviator insurance costs an average of $1,353 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lincoln Aviator at $181/mo or $1,084 for a 6-month full coverage policy.

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Aviator Car Insurance

What to know about insuring a Lincoln Aviator:

  1. The Aviator costs more to insure than most SUVs. Averaging $225/mo for the Aviator versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the Aviator, like the Lincoln Continental ($206/mo), Lincoln MKZ ($169/mo), or Lincoln MKZ Hybrid ($175/mo), your insurance costs will be more expensive.
  3. Progressive ($172/mo), American Family ($175/mo), Nationwide ($186/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Lincoln Aviator Vehicle Image
2025 Lincoln Aviator
Av. Cost Per Year$3,060
Av. Per Month$255

Cheapest Companies

Progressive$159/m
American Family$171/m
Nationwide$176/m

How much does it cost to insure my Lincoln Aviator?

2025 Lincoln Aviator

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,168

Nationwide

$2,206

USAA

$2,263

American Family

$2,465

GEICO

$2,894

Erie

$3,090

State Farm

$3,189

Farmers

$4,177

Allstate

$5,270

Compare all 2025 Lincoln Aviator insurance rates.
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Average Cost to Insure Per Year
$3,060

2024 Lincoln Aviator

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,144

Nationwide

$2,251

American Family

$2,273

USAA

$2,499

GEICO

$2,782

Erie

$2,884

State Farm

$3,071

Farmers

$3,932

Allstate

$4,125

Compare all 2024 Lincoln Aviator insurance rates.
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Average Cost to Insure Per Year
$2,868

2023 Lincoln Aviator

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,123

American Family

$2,225

Nationwide

$2,380

USAA

$2,482

GEICO

$2,683

State Farm

$2,755

Erie

$2,918

Farmers

$3,782

Allstate

$4,922

Compare all 2023 Lincoln Aviator insurance rates.
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Average Cost to Insure Per Year
$2,930

2022 Lincoln Aviator

Cheapest Insurance Companies Average Annual Cost
American Family

$1,849

Progressive

$2,048

State Farm

$2,202

Erie

$2,250

Nationwide

$2,290

USAA

$2,350

GEICO

$2,696

Farmers

$3,291

Allstate

$3,572

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Average Cost to Insure Per Year
$2,581

2021 Lincoln Aviator

Cheapest Insurance Companies Average Annual Cost
American Family

$1,748

Progressive

$1,968

Nationwide

$2,117

Erie

$2,178

State Farm

$2,298

USAA

$2,316

GEICO

$2,604

Farmers

$3,209

Allstate

$3,575

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Average Cost to Insure Per Year
$2,523

2020 Lincoln Aviator

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,907

American Family

$2,050

Nationwide

$2,110

Erie

$2,149

USAA

$2,211

State Farm

$2,230

GEICO

$2,509

Farmers

$3,057

Allstate

$3,333

Compare all 2020 Lincoln Aviator insurance rates.
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Average Cost to Insure Per Year
$2,433