Lincoln Insurance Quotes

Find out what it costs to insure a Lincoln.

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How much does Lincoln insurance cost?

The average monthly cost for auto insurance for Lincoln owners is $174 and about $2,084 a year. This is significantly more than other brands under the Ford Motor Company banner but less than most other luxury makes. 

Lots of factors go into determining your insurance rate and the make and model of the vehicle you drive is one of the biggest.  Allied, Erie, and Nationwide offer some of the lowest average insurance costs for drivers of Lincolns.  Of course, your best insurance match might differ depending upon your unique driver profile. 

With The Zebra, you can quickly collect insurance quotes from over 100 carriers to help you find the best coverage for the best price, specifically for your vehicle.   

Vehicle Model Average Annual Premium
Lincoln Continental $2,396
Lincoln MKC $1,834
Lincoln MKT $1,877
Lincoln MKX $1,923
Lincoln MKZ $1,957
Lincoln Navigator $2,253

Frequently Asked Questions:


1. How much is insurance for a Lincoln?

According to The Zebra, the average cost of insurance for a Lincoln is $2,084 per year ($174 monthly). However, the cost of insuring a Porche may be higher or lower depending on factors such as model, ZIP code, driving history, and coverage options.

2. What type of insurance coverage do I need for a Lincoln?

Most states require drivers to carry liability insurance, which covers damages and injuries you may cause to others in an accident. 37% of The Zebra's Lincoln customers choose collision and comprehensive (full) coverage in addition to state liability insurance. This aligns with our general recommendation to add full coverage to vehicles worth over $4k.

3. Should I get car insurance through Lincoln?

Lincoln offers car insurance through Ameriprise. While Ameriprise receives decent ratings from the BBB and AM Best, we recommend gathering quotes from other insurers as well to ensure you are getting the best coverage at the best price. 

Lincoln insurance rates by model: