Lincoln MKS Insurance: by Model Year & Company

Lincoln MKS insurance costs an average of $975 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Lincoln MKS at $141/mo or $847 for a 6-month full coverage policy.

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MKS Car Insurance

What to know about insuring a Lincoln MKS:

  1. The MKS costs less to insure than most sedans. Averaging $163/mo for the MKS versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the MKS, like the Lincoln Aviator ($225/mo), Lincoln Continental ($206/mo), or Lincoln MKZ ($169/mo), your insurance costs will be cheaper.
  3. USAA ($121/mo), American Family ($132/mo), Progressive ($141/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2016 Lincoln MKS Vehicle Image
2016 Lincoln MKS
Av. Cost Per Year$2,096
Av. Per Month$175

Cheapest Companies

USAA$111/m
American Family$125/m
Progressive$135/m

How much does it cost to insure my Lincoln MKS?

Select your model year:

2016 Lincoln MKS

Cheapest Insurance Companies Average Annual Cost
USAA

$1,693

American Family

$1,718

Progressive

$1,780

State Farm

$1,895

Erie

$1,983

GEICO

$2,083

Nationwide

$2,212

Farmers

$2,684

Allstate

$2,700

Compare all 2016 Lincoln MKS insurance rates.
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Average Cost to Insure Per Year
$2,096

2015 Lincoln MKS

Cheapest Insurance Companies Average Annual Cost
USAA

$1,490

American Family

$1,645

Progressive

$1,745

State Farm

$1,894

Erie

$1,929

GEICO

$2,023

Nationwide

$2,216

Allstate

$2,561

Farmers

$2,654

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Average Cost to Insure Per Year
$2,025

2014 Lincoln MKS

Cheapest Insurance Companies Average Annual Cost
USAA

$1,429

American Family

$1,586

Progressive

$1,711

Erie

$1,833

State Farm

$1,881

GEICO

$1,947

Nationwide

$2,031

Farmers

$2,506

Allstate

$2,832

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Average Cost to Insure Per Year
$1,994

2013 Lincoln MKS

Cheapest Insurance Companies Average Annual Cost
USAA

$1,385

American Family

$1,551

Progressive

$1,737

Erie

$1,740

State Farm

$1,844

GEICO

$1,907

Nationwide

$2,021

Farmers

$2,440

Allstate

$2,827

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Average Cost to Insure Per Year
$1,969

2012 Lincoln MKS

Cheapest Insurance Companies Average Annual Cost
USAA

$1,361

American Family

$1,485

Progressive

$1,588

Erie

$1,716

State Farm

$1,800

GEICO

$1,807

Nationwide

$2,026

Farmers

$2,335

Allstate

$2,728

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Average Cost to Insure Per Year
$1,895

2011 Lincoln MKS

Cheapest Insurance Companies Average Annual Cost
USAA

$1,333

American Family

$1,494

Progressive

$1,617

Erie

$1,620

State Farm

$1,704

GEICO

$1,750

Nationwide

$1,814

Farmers

$2,281

Allstate

$2,742

Compare all 2011 Lincoln MKS insurance rates.
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Average Cost to Insure Per Year
$1,840