Lincoln Town Car Insurance: by Model Year & Company
Lincoln Town Car insurance costs an average of $922 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Lincoln Town Car at $113/mo or $677 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a Lincoln Town Car:
- The Town Car costs less to insure than most sedans. Averaging $154/mo for the Town Car versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the Town Car, like the Lincoln Aviator ($225/mo), Lincoln Continental ($206/mo), or Lincoln MKZ ($169/mo), your insurance costs will be cheaper.
- American Family ($113/mo), Erie ($114/mo), USAA ($118/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2011 Lincoln Town Car
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,354 |
| Erie |
$1,365 |
| USAA |
$1,412 |
| Progressive |
$1,613 |
| State Farm |
$1,737 |
| GEICO |
$1,890 |
| Farmers |
$2,075 |
| Nationwide |
$2,155 |
| Allstate |
$2,993 |