Lincoln Navigator Insurance Cost

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Looking to insure your Lincoln Navigator?

Check out The Zebra's research before choosing a policy.

Fast facts: insuring your Lincoln Navigator

  • Average insurance cost: $193/month
  • Cheapest insurance company: Allied ($73/month)
  • Navigator insurance rate vs. average vehicle insurance rate: $64 more expensive than the average vehicle

Check out the numbers below to discover Lincoln Navigator insurance rates from top car insurance companies.

How much does it cost to insure my Lincoln Navigator?

Select the year of your car

Navigator Car Insurance

2020 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

$879

$1,298

Tennessee Farmers

$1,314

$1,477

$1,491

$1,591

$1,703

$1,741

Auto Owners

$1,809

$1,881

$1,904

Plymouth Rock Insurance

$1,931

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Average Cost to Insure Per Year
$2,313
List Price
$76,185
Trims Available

Standard, Reserve, Black Label

2019 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Nationwide

$1,373

$1,406

Auto Owners

$1,472

Erie

$1,565

Infinity

$1,606

$1,635

$1,808

Plymouth Rock Insurance

$1,823

Mercury

$1,870

Southern Farm Bureau

$1,881

$1,940

$1,954

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Average Cost to Insure Per Year
$2,329
List Price
$73,205
Trims Available

Base, Select, Reserve, Black Label

2017 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

$1,043

Erie

$1,153

Vermont Mutual

$1,354

Plymouth Rock Insurance

$1,367

USAA

$1,431

Acuity

$1,452

Allied

$1,471

Nationwide

$1,511

Country

$1,532

GEICO

$1,533

Tennessee Farmers

$1,541

Arbella

$1,596

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Average Cost to Insure Per Year
$1,554
List Price
$63,515
Trims Available

Select, Reserve

2016 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Allied

$932

Texas Farm Bureau

$1,042

Vermont Mutual

$1,206

Nationwide

$1,255

American Family

$1,357

Erie

$1,396

21st Century

$1,458

Country

$1,549

Auto Owners

$1,569

Arbella

$1,573

Tennessee Farmers

$1,595

Infinity

$1,621

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Average Cost to Insure Per Year
$1,336
List Price
$63,195
Trims Available

Select, Reserve

2015 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$1,067

Erie

$1,094

Tennessee Farmers

$1,156

Vermont Mutual

$1,192

Plymouth Rock Insurance

$1,261

Acuity

$1,329

Allied

$1,352

Country

$1,400

USAA

$1,414

Arbella

$1,442

Nationwide

$1,476

GEICO

$1,485

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Average Cost to Insure Per Year
$1,513
List Price
$61,920
Trims Available

Base

2014 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,008

Texas Farm Bureau

$1,042

Tennessee Farmers

$1,108

Vermont Mutual

$1,115

Plymouth Rock Insurance

$1,224

USAA

$1,252

Acuity

$1,264

Allied

$1,310

Country

$1,354

Arbella

$1,373

Nationwide

$1,458

GEICO

$1,464

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Average Cost to Insure Per Year
$1,430
List Price
$56,165
Trims Available

Base

2013 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Erie

$969

Texas Farm Bureau

$1,016

Vermont Mutual

$1,035

Tennessee Farmers

$1,047

Allied

$1,177

Acuity

$1,195

Plymouth Rock Insurance

$1,198

Arbella

$1,236

USAA

$1,278

Country

$1,290

GEICO

$1,345

Nationwide

$1,362

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Average Cost to Insure Per Year
$1,375
List Price
$57,875
Trims Available

Base

2012 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Erie

$944

Texas Farm Bureau

$965

Vermont Mutual

$1,000

Tennessee Farmers

$1,048

Acuity

$1,156

USAA

$1,178

Plymouth Rock Insurance

$1,179

Arbella

$1,269

Country

$1,278

Allied

$1,280

GEICO

$1,304

Southern Farm Bureau

$1,386

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Average Cost to Insure Per Year
$1,328
List Price
$57,775
Trims Available

Base

2011 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Erie

$920

Texas Farm Bureau

$942

Vermont Mutual

$964

Tennessee Farmers

$1,048

Arbella

$1,085

USAA

$1,131

Plymouth Rock Insurance

$1,169

Allied

$1,224

Country

$1,252

GEICO

$1,303

Southern Farm Bureau

$1,330

Nationwide

$1,377

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Average Cost to Insure Per Year
$1,335
List Price
$57,630
Trims Available

Base