Lincoln Navigator Insurance Cost

  • Lincoln Navigator insurance costs range from $15 to $107 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Navigator Car Insurance

Lincoln Navigator Insurance cost

  • Average insurance cost: $193 per month
  • Cheapest insurance company: Allied ($73 per month)
  • 45% of drivers insure their Navigator with state liability coverage only

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Lincoln Navigator with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Navigator Car Insurance

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2020 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

$879

$1,298

Tennessee Farmers

$1,314

Vermont Mutual

$1,477

$1,491

$1,591

$1,703

$1,741

Auto Owners

$1,809

Southern Farm Bureau

$1,881

$1,904

Plymouth Rock Insurance

$1,931

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Average Cost to Insure Per Year
$2,313
List Price
$76,185
Trims Available

Standard, Reserve, Black Label

2019 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Nationwide

$1,373

$1,406

Auto Owners

$1,472

Erie

$1,565

Infinity

$1,606

$1,635

Acuity

$1,808

Plymouth Rock Insurance

$1,823

Mercury

$1,870

Southern Farm Bureau

$1,881

Arbella

$1,940

Country

$1,954

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Average Cost to Insure Per Year
$2,329
List Price
$73,205
Trims Available

Base, Select, Reserve, Black Label

2017 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

$1,043

Erie

$1,153

Vermont Mutual

$1,354

Plymouth Rock Insurance

$1,367

USAA

$1,431

Acuity

$1,452

Allied

$1,471

Nationwide

$1,511

Country

$1,532

$1,533

Tennessee Farmers

$1,541

Arbella

$1,596

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Average Cost to Insure Per Year
$1,554
List Price
$63,515
Trims Available

Select, Reserve

2016 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Allied

$932

Texas Farm Bureau

$1,042

Vermont Mutual

$1,206

Nationwide

$1,255

American Family

$1,357

Erie

$1,396

21st Century

$1,458

Country

$1,549

Auto Owners

$1,569

Arbella

$1,573

Tennessee Farmers

$1,595

Infinity

$1,621

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Average Cost to Insure Per Year
$1,336
List Price
$63,195
Trims Available

Select, Reserve

2015 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$1,067

Erie

$1,094

Tennessee Farmers

$1,156

Vermont Mutual

$1,192

Plymouth Rock Insurance

$1,261

Acuity

$1,329

Allied

$1,352

Country

$1,400

USAA

$1,414

Arbella

$1,442

Nationwide

$1,476

GEICO

$1,485

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Average Cost to Insure Per Year
$1,513
List Price
$61,920
Trims Available

Base

2014 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,008

Texas Farm Bureau

$1,042

Tennessee Farmers

$1,108

Vermont Mutual

$1,115

Plymouth Rock Insurance

$1,224

USAA

$1,252

Acuity

$1,264

Allied

$1,310

Country

$1,354

Arbella

$1,373

Nationwide

$1,458

GEICO

$1,464

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Average Cost to Insure Per Year
$1,430
List Price
$56,165
Trims Available

Base

2013 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Erie

$969

Texas Farm Bureau

$1,016

Vermont Mutual

$1,035

Tennessee Farmers

$1,047

Allied

$1,177

Acuity

$1,195

Plymouth Rock Insurance

$1,198

Arbella

$1,236

USAA

$1,278

Country

$1,290

GEICO

$1,345

Nationwide

$1,362

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Average Cost to Insure Per Year
$1,375
List Price
$57,875
Trims Available

Base

2012 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Erie

$944

Texas Farm Bureau

$965

Vermont Mutual

$1,000

Tennessee Farmers

$1,048

Acuity

$1,156

USAA

$1,178

Plymouth Rock Insurance

$1,179

Arbella

$1,269

Country

$1,278

Allied

$1,280

GEICO

$1,304

Southern Farm Bureau

$1,386

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Average Cost to Insure Per Year
$1,328
List Price
$57,775
Trims Available

Base

2011 Lincoln Navigator

Cheapest Insurance Companies
Average Annual Cost

Erie

$920

Texas Farm Bureau

$942

Vermont Mutual

$964

Tennessee Farmers

$1,048

Arbella

$1,085

USAA

$1,131

Plymouth Rock Insurance

$1,169

Allied

$1,224

Country

$1,252

GEICO

$1,303

Southern Farm Bureau

$1,330

Nationwide

$1,377

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Average Cost to Insure Per Year
$1,335
List Price
$57,630
Trims Available

Base

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