Lincoln Navigator Insurance Cost
- Lincoln Navigator insurance costs range from $15 to $107 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Lincoln Navigator Insurance cost
- Average insurance cost: $193 per month
- Cheapest insurance company: Allied ($73 per month)
- 45% of drivers insure their Navigator with state liability coverage only
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Lincoln Navigator with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 Lincoln Navigator
Cheapest Insurance Companies
Average Annual Cost
$1,298
Tennessee Farmers
$1,314
Vermont Mutual
$1,477
$1,491
$1,591
$1,703
$1,741
Auto Owners
$1,809
Southern Farm Bureau
$1,881
$1,904
Plymouth Rock Insurance
$1,931
Arbella
$1,961
Compare all 2020 Lincoln Navigator insurance rates.
Average Cost to Insure Per Year
$2,327List Price
$76,185Trims Available
Standard, Reserve, Black Label
2019 Lincoln Navigator
Cheapest Insurance Companies
Average Annual Cost
$1,373
$1,406
Auto Owners
$1,472
$1,565
$1,606
$1,635
Acuity
$1,808
Plymouth Rock Insurance
$1,823
$1,870
Southern Farm Bureau
$1,881
Arbella
$1,940
Country
$1,954
Compare all 2019 Lincoln Navigator insurance rates.
Average Cost to Insure Per Year
$2,329List Price
$73,205Trims Available
Base, Select, Reserve, Black Label
2017 Lincoln Navigator
Cheapest Insurance Companies
Average Annual Cost
$1,043
$1,153
Vermont Mutual
$1,354
Plymouth Rock Insurance
$1,367
$1,431
Acuity
$1,452
$1,511
Country
$1,532
$1,533
Tennessee Farmers
$1,541
Arbella
$1,596
$1,668
Compare all 2017 Lincoln Navigator insurance rates.
Average Cost to Insure Per Year
$1,554List Price
$63,515Trims Available
Select, Reserve
2016 Lincoln Navigator
Cheapest Insurance Companies
Average Annual Cost
$1,042
Vermont Mutual
$1,206
$1,255
$1,357
$1,396
$1,458
Country
$1,549
Auto Owners
$1,569
Arbella
$1,573
Tennessee Farmers
$1,595
$1,621
Southern Farm Bureau
$1,640
Compare all 2016 Lincoln Navigator insurance rates.
Average Cost to Insure Per Year
$1,336List Price
$63,195Trims Available
Select, Reserve
2015 Lincoln Navigator
Cheapest Insurance Companies
Average Annual Cost
$1,067
$1,094
Tennessee Farmers
$1,156
Vermont Mutual
$1,192
Plymouth Rock Insurance
$1,261
Acuity
$1,329
Country
$1,400
$1,414
Arbella
$1,442
$1,476
$1,485
Southern Farm Bureau
$1,591
Compare all 2015 Lincoln Navigator insurance rates.
Average Cost to Insure Per Year
$1,513List Price
$61,920Trims Available
Base
2014 Lincoln Navigator
Cheapest Insurance Companies
Average Annual Cost
$1,008
$1,042
Tennessee Farmers
$1,108
Vermont Mutual
$1,115
Plymouth Rock Insurance
$1,224
$1,252
Acuity
$1,264
Country
$1,354
Arbella
$1,373
$1,458
$1,464
Amica
$1,521
Compare all 2014 Lincoln Navigator insurance rates.
Average Cost to Insure Per Year
$1,430List Price
$56,165Trims Available
Base
2013 Lincoln Navigator
Cheapest Insurance Companies
Average Annual Cost
$969
$1,016
Vermont Mutual
$1,035
Tennessee Farmers
$1,047
Acuity
$1,195
Plymouth Rock Insurance
$1,198
Arbella
$1,236
$1,278
Country
$1,290
$1,345
$1,362
Southern Farm Bureau
$1,428
Compare all 2013 Lincoln Navigator insurance rates.
Average Cost to Insure Per Year
$1,376List Price
$57,875Trims Available
Base
2012 Lincoln Navigator
Cheapest Insurance Companies
Average Annual Cost
$944
$965
Vermont Mutual
$1,000
Tennessee Farmers
$1,048
Acuity
$1,156
$1,178
Plymouth Rock Insurance
$1,179
Arbella
$1,269
Country
$1,278
$1,304
Southern Farm Bureau
$1,386
$1,417
Compare all 2012 Lincoln Navigator insurance rates.
Average Cost to Insure Per Year
$1,328List Price
$57,775Trims Available
Base
2011 Lincoln Navigator
Cheapest Insurance Companies
Average Annual Cost
$920
$942
Vermont Mutual
$964
Tennessee Farmers
$1,048
Arbella
$1,085
$1,131
Plymouth Rock Insurance
$1,169
Country
$1,252
$1,303
Southern Farm Bureau
$1,330
$1,377
$1,407
Compare all 2011 Lincoln Navigator insurance rates.
Average Cost to Insure Per Year
$1,335List Price
$57,630Trims Available
Base