Lincoln Nautilus Insurance: by Model Year & Company

Lincoln Nautilus insurance costs an average of $1,169 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lincoln Nautilus at $161/mo or $964 for a 6-month full coverage policy.

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Nautilus Car Insurance

What to know about insuring a Lincoln Nautilus:

  1. The Nautilus costs more to insure than most SUVs. Averaging $195/mo for the Nautilus versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the Nautilus, like the Lincoln Aviator ($225/mo), Lincoln Continental ($206/mo), or Lincoln MKZ ($169/mo), your insurance costs will be about the same.
  3. Progressive ($152/mo), American Family ($154/mo), Nationwide ($169/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Lincoln Nautilus insurance costs vs other vehicles

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2025 Lincoln Nautilus Vehicle Image
2025 Lincoln Nautilus
Av. Cost Per Year$2,785
Av. Per Month$232

Cheapest Companies

American Family$134/m
Progressive$140/m
GEICO$146/m

How much does it cost to insure my Lincoln Nautilus?

2025 Lincoln Nautilus

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,928

Nationwide

$2,089

American Family

$2,156

USAA

$2,237

State Farm

$2,633

Erie

$2,723

GEICO

$2,893

Farmers

$3,754

Allstate

$4,417

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Average Cost to Insure Per Year
$2,785

2024 Lincoln Nautilus

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,918

American Family

$2,053

Nationwide

$2,127

USAA

$2,219

Erie

$2,535

State Farm

$2,544

GEICO

$2,559

Farmers

$3,628

Allstate

$3,828

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Average Cost to Insure Per Year
$2,599

2023 Lincoln Nautilus

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,893

American Family

$1,981

USAA

$2,158

Nationwide

$2,167

Erie

$2,303

State Farm

$2,408

GEICO

$2,455

Farmers

$3,404

Allstate

$3,732

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Average Cost to Insure Per Year
$2,518

2022 Lincoln Nautilus

Cheapest Insurance Companies Average Annual Cost
American Family

$1,762

Progressive

$1,831

GEICO

$1,893

Nationwide

$1,997

Erie

$2,046

State Farm

$2,079

USAA

$2,103

Allstate

$3,088

Farmers

$3,185

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Average Cost to Insure Per Year
$2,195

2021 Lincoln Nautilus

Cheapest Insurance Companies Average Annual Cost
American Family

$1,691

Progressive

$1,770

GEICO

$1,800

Erie

$1,947

Nationwide

$1,960

USAA

$2,013

State Farm

$2,045

Allstate

$3,018

Farmers

$3,074

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Average Cost to Insure Per Year
$2,123

2020 Lincoln Nautilus

Cheapest Insurance Companies Average Annual Cost
American Family

$1,647

Progressive

$1,727

GEICO

$1,808

Erie

$1,879

USAA

$1,906

Nationwide

$1,930

State Farm

$1,933

Farmers

$2,906

Allstate

$3,084

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Average Cost to Insure Per Year
$2,085

2019 Lincoln Nautilus

Cheapest Insurance Companies Average Annual Cost
American Family

$1,608

Progressive

$1,685

GEICO

$1,747

USAA

$1,802

Erie

$1,815

Nationwide

$1,882

State Farm

$2,073

Farmers

$2,865

Allstate

$2,938

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Average Cost to Insure Per Year
$2,033