Lincoln MKZ Hybrid Insurance: by Model Year & Company
Lincoln MKZ Hybrid insurance costs an average of $1,049 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lincoln MKZ Hybrid at $144/mo or $862 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Lincoln MKZ Hybrid:
- The MKZ Hybrid costs less to insure than most sedans. Averaging $175/mo for the MKZ Hybrid versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the MKZ Hybrid, like the Lincoln MKZ ($169/mo), Lincoln Aviator ($225/mo), or Lincoln Continental ($206/mo), your insurance costs will be about the same.
- Progressive ($134/mo), USAA ($137/mo), American Family ($144/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2020 Lincoln MKZ Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,723 |
| USAA |
$1,998 |
| American Family |
$2,110 |
| State Farm |
$2,276 |
| Nationwide |
$2,389 |
| GEICO |
$2,405 |
| Erie |
$2,419 |
| Farmers |
$3,031 |
| Allstate |
$3,847 |
Compare all 2020 Lincoln MKZ Hybrid insurance rates.
Average Cost to Insure Per Year
$2,4772019 Lincoln MKZ Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,674 |
| American Family |
$1,873 |
| USAA |
$1,874 |
| Erie |
$2,036 |
| State Farm |
$2,169 |
| GEICO |
$2,260 |
| Nationwide |
$2,264 |
| Farmers |
$2,807 |
| Allstate |
$3,281 |
Compare all 2019 Lincoln MKZ Hybrid insurance rates.
Average Cost to Insure Per Year
$2,2812018 Lincoln MKZ Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,597 |
| USAA |
$1,817 |
| American Family |
$2,020 |
| Erie |
$2,132 |
| State Farm |
$2,265 |
| GEICO |
$2,284 |
| Nationwide |
$2,333 |
| Farmers |
$2,687 |
| Allstate |
$3,294 |
Compare all 2018 Lincoln MKZ Hybrid insurance rates.
Average Cost to Insure Per Year
$2,2892017 Lincoln MKZ Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,656 |
| USAA |
$1,762 |
| American Family |
$1,956 |
| Erie |
$2,014 |
| State Farm |
$2,158 |
| GEICO |
$2,200 |
| Nationwide |
$2,482 |
| Farmers |
$2,558 |
| Allstate |
$2,880 |
Compare all 2017 Lincoln MKZ Hybrid insurance rates.
Average Cost to Insure Per Year
$2,2042016 Lincoln MKZ Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,600 |
| Progressive |
$1,604 |
| American Family |
$1,646 |
| State Farm |
$1,949 |
| Erie |
$2,052 |
| GEICO |
$2,114 |
| Nationwide |
$2,466 |
| Farmers |
$2,532 |
| Allstate |
$2,815 |
Compare all 2016 Lincoln MKZ Hybrid insurance rates.
Average Cost to Insure Per Year
$2,1122015 Lincoln MKZ Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,525 |
| American Family |
$1,576 |
| Progressive |
$1,578 |
| State Farm |
$1,888 |
| Erie |
$1,970 |
| GEICO |
$2,036 |
| Nationwide |
$2,276 |
| Farmers |
$2,468 |
| Allstate |
$2,666 |
Compare all 2015 Lincoln MKZ Hybrid insurance rates.
Average Cost to Insure Per Year
$2,0212014 Lincoln MKZ Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,471 |
| USAA |
$1,473 |
| Progressive |
$1,580 |
| State Farm |
$1,841 |
| Erie |
$1,872 |
| GEICO |
$2,017 |
| Farmers |
$2,326 |
| Nationwide |
$2,390 |
| Allstate |
$2,650 |
Compare all 2014 Lincoln MKZ Hybrid insurance rates.
Average Cost to Insure Per Year
$2,0022013 Lincoln MKZ Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,402 |
| American Family |
$1,442 |
| Progressive |
$1,521 |
| Erie |
$1,774 |
| State Farm |
$1,783 |
| GEICO |
$1,929 |
| Nationwide |
$2,239 |
| Farmers |
$2,242 |
| Allstate |
$2,617 |
Compare all 2013 Lincoln MKZ Hybrid insurance rates.
Average Cost to Insure Per Year
$1,9252012 Lincoln MKZ Hybrid
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,358 |
| American Family |
$1,410 |
| Progressive |
$1,518 |
| State Farm |
$1,591 |
| Erie |
$1,632 |
| GEICO |
$1,854 |
| Nationwide |
$2,074 |
| Farmers |
$2,110 |
| Allstate |
$2,516 |