Lincoln MKZ Hybrid Insurance: by Model Year & Company

Lincoln MKZ Hybrid insurance costs an average of $1,049 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lincoln MKZ Hybrid at $144/mo or $862 for a 6-month full coverage policy.

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MKZ Hybrid Car Insurance

What to know about insuring a Lincoln MKZ Hybrid:

  1. The MKZ Hybrid costs less to insure than most sedans. Averaging $175/mo for the MKZ Hybrid versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the MKZ Hybrid, like the Lincoln MKZ ($169/mo), Lincoln Aviator ($225/mo), or Lincoln Continental ($206/mo), your insurance costs will be about the same.
  3. Progressive ($134/mo), USAA ($137/mo), American Family ($144/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2020 Lincoln MKZ Hybrid Vehicle Image
2020 Lincoln MKZ Hybrid
Av. Cost Per Year$2,477
Av. Per Month$206

Cheapest Companies

USAA$113/m
American Family$118/m
Progressive$127/m

How much does it cost to insure my Lincoln MKZ Hybrid?

Select your model year:

2020 Lincoln MKZ Hybrid

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,723

USAA

$1,998

American Family

$2,110

State Farm

$2,276

Nationwide

$2,389

GEICO

$2,405

Erie

$2,419

Farmers

$3,031

Allstate

$3,847

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Average Cost to Insure Per Year
$2,477

2019 Lincoln MKZ Hybrid

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,674

American Family

$1,873

USAA

$1,874

Erie

$2,036

State Farm

$2,169

GEICO

$2,260

Nationwide

$2,264

Farmers

$2,807

Allstate

$3,281

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Average Cost to Insure Per Year
$2,281

2018 Lincoln MKZ Hybrid

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,597

USAA

$1,817

American Family

$2,020

Erie

$2,132

State Farm

$2,265

GEICO

$2,284

Nationwide

$2,333

Farmers

$2,687

Allstate

$3,294

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Average Cost to Insure Per Year
$2,289

2017 Lincoln MKZ Hybrid

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,656

USAA

$1,762

American Family

$1,956

Erie

$2,014

State Farm

$2,158

GEICO

$2,200

Nationwide

$2,482

Farmers

$2,558

Allstate

$2,880

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Average Cost to Insure Per Year
$2,204

2016 Lincoln MKZ Hybrid

Cheapest Insurance Companies Average Annual Cost
USAA

$1,600

Progressive

$1,604

American Family

$1,646

State Farm

$1,949

Erie

$2,052

GEICO

$2,114

Nationwide

$2,466

Farmers

$2,532

Allstate

$2,815

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Average Cost to Insure Per Year
$2,112

2015 Lincoln MKZ Hybrid

Cheapest Insurance Companies Average Annual Cost
USAA

$1,525

American Family

$1,576

Progressive

$1,578

State Farm

$1,888

Erie

$1,970

GEICO

$2,036

Nationwide

$2,276

Farmers

$2,468

Allstate

$2,666

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Average Cost to Insure Per Year
$2,021

2014 Lincoln MKZ Hybrid

Cheapest Insurance Companies Average Annual Cost
American Family

$1,471

USAA

$1,473

Progressive

$1,580

State Farm

$1,841

Erie

$1,872

GEICO

$2,017

Farmers

$2,326

Nationwide

$2,390

Allstate

$2,650

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Average Cost to Insure Per Year
$2,002

2013 Lincoln MKZ Hybrid

Cheapest Insurance Companies Average Annual Cost
USAA

$1,402

American Family

$1,442

Progressive

$1,521

Erie

$1,774

State Farm

$1,783

GEICO

$1,929

Nationwide

$2,239

Farmers

$2,242

Allstate

$2,617

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Average Cost to Insure Per Year
$1,925

2012 Lincoln MKZ Hybrid

Cheapest Insurance Companies Average Annual Cost
USAA

$1,358

American Family

$1,410

Progressive

$1,518

State Farm

$1,591

Erie

$1,632

GEICO

$1,854

Nationwide

$2,074

Farmers

$2,110

Allstate

$2,516

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Average Cost to Insure Per Year
$1,833