Lincoln MKZ Insurance Cost
- Lincoln MKZ insurance costs range from $27 to $95 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Lincoln MKZ Insurance cost
- Average insurance cost: $157 per month
- Cheapest company: Allied ($72 per month)
- 35% of drivers insure their MKZ with state liability plus full coverage
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Lincoln MKZ with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$865
$1,286
Tennessee Farmers
$1,389
Vermont Mutual
$1,412
$1,460
$1,468
$1,712
$1,732
$1,743
Arbella
$1,751
Country
$1,775
Plymouth Rock Insurance
$1,794
Compare all 2020 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,889List Price
$36,750Trims Available
Standard, Reserve
2019 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,162
$1,375
Nationwide
$1,392
Auto Owners
$1,502
USAA
$1,557
American Family
$1,581
Plymouth Rock Insurance
$1,690
Country
$1,696
Arbella
$1,731
$1,763
$1,770
Acuity
$1,782
Compare all 2019 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,959List Price
$35,995Trims Available
Base, Reserve I, Reserve II
2017 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
Erie
$907
GEICO
$1,115
$1,151
USAA
$1,204
Tennessee Farmers
$1,222
$1,232
Plymouth Rock Insurance
$1,264
Nationwide
$1,286
Allied
$1,379
$1,382
Vermont Mutual
$1,413
Acuity
$1,438
Compare all 2017 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,409List Price
$35,170Trims Available
Premiere, Select, Reserve, Black Label
2016 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
Allied
$870
Texas Farm Bureau
$1,136
Erie
$1,151
Vermont Mutual
$1,261
Nationwide
$1,307
American Family
$1,328
USAA
$1,493
State Farm
$1,497
Tennessee Farmers
$1,571
21st Century
$1,583
Country
$1,625
GEICO
$1,636
Compare all 2016 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,446List Price
$35,190Trims Available
Base, Black Label
2015 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
Erie
$955
Texas Farm Bureau
$1,121
USAA
$1,156
Plymouth Rock Insurance
$1,238
Progressive
$1,355
Allied
$1,367
State Farm
$1,377
Nationwide
$1,400
Vermont Mutual
$1,510
Tennessee Farmers
$1,516
Acuity
$1,522
Mercury
$1,569
Compare all 2015 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,506List Price
$35,190Trims Available
Base, Black Label
2014 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
Erie
$921
Texas Farm Bureau
$1,073
USAA
$1,194
Plymouth Rock Insurance
$1,204
Vermont Mutual
$1,213
Tennessee Farmers
$1,272
Acuity
$1,279
Allied
$1,378
Country
$1,451
Nationwide
$1,520
American Family
$1,524
Arbella
$1,532
Compare all 2014 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,454List Price
$35,190Trims Available
Base
2013 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
Erie
$855
Texas Farm Bureau
$1,047
USAA
$1,107
Plymouth Rock Insurance
$1,159
Vermont Mutual
$1,270
Acuity
$1,328
Allied
$1,337
American Family
$1,339
Tennessee Farmers
$1,364
Progressive
$1,403
Nationwide
$1,452
State Farm
$1,470
Compare all 2013 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,463List Price
$35,925Trims Available
Base
2012 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
Erie
$853
Texas Farm Bureau
$944
Vermont Mutual
$991
Tennessee Farmers
$1,091
Plymouth Rock Insurance
$1,107
USAA
$1,129
Acuity
$1,137
Allied
$1,260
Arbella
$1,269
American Family
$1,277
GEICO
$1,347
Southern Farm Bureau
$1,376
Compare all 2012 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,309List Price
$34,755Trims Available
Base
2011 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
Erie
$829
Texas Farm Bureau
$902
Vermont Mutual
$924
Arbella
$1,038
Tennessee Farmers
$1,053
Plymouth Rock Insurance
$1,084
USAA
$1,109
American Family
$1,220
Allied
$1,258
GEICO
$1,283
Southern Farm Bureau
$1,290
Amica
$1,291
Compare all 2011 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,290List Price
$34,645Trims Available
Base