Lincoln MKZ Insurance Cost

  • Lincoln MKZ insurance costs range from $27 to $95 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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MKZ Car Insurance

Lincoln MKZ Insurance cost

  • Average insurance cost: $157 per month
  • Cheapest company: Allied ($72 per month)
  • 35% of drivers insure their MKZ with state liability plus full coverage

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Lincoln MKZ with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

MKZ Car Insurance

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2020 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$1,286

Tennessee Farmers

$1,389

Vermont Mutual

$1,412

$1,460

$1,468

$1,712

$1,732

$1,743

Arbella

$1,751

Country

$1,775

Plymouth Rock Insurance

$1,794

$1,803

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Average Cost to Insure Per Year
$1,899
List Price
$36,750
Trims Available

Standard, Reserve

2019 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$1,162

$1,375

$1,392

Auto Owners

$1,502

$1,557

$1,581

Plymouth Rock Insurance

$1,690

Country

$1,696

Arbella

$1,731

$1,763

$1,770

Acuity

$1,782

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Average Cost to Insure Per Year
$1,959
List Price
$35,995
Trims Available

Base, Reserve I, Reserve II

2017 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$907

$1,115

$1,151

$1,204

Tennessee Farmers

$1,222

$1,232

Plymouth Rock Insurance

$1,264

$1,286

$1,382

Vermont Mutual

$1,413

Acuity

$1,438

Country

$1,551

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Average Cost to Insure Per Year
$1,409
List Price
$35,170
Trims Available

Premiere, Select, Reserve, Black Label

2016 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$1,136

$1,151

Vermont Mutual

$1,261

$1,307

$1,328

$1,493

$1,497

Tennessee Farmers

$1,571

$1,583

Country

$1,625

$1,636

Southern Farm Bureau

$1,664

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Average Cost to Insure Per Year
$1,448
List Price
$35,190
Trims Available

Base, Black Label

2015 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$955

$1,121

$1,156

Plymouth Rock Insurance

$1,238

$1,355

$1,377

$1,400

Vermont Mutual

$1,510

Tennessee Farmers

$1,516

Acuity

$1,522

$1,569

Country

$1,661

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Average Cost to Insure Per Year
$1,506
List Price
$35,190
Trims Available

Base, Black Label

2014 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$921

$1,073

$1,194

Plymouth Rock Insurance

$1,204

Vermont Mutual

$1,213

Tennessee Farmers

$1,272

Acuity

$1,279

Country

$1,451

$1,520

$1,524

Arbella

$1,532

$1,558

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Average Cost to Insure Per Year
$1,454
List Price
$35,190
Trims Available

Base

2013 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$855

$1,047

$1,107

Plymouth Rock Insurance

$1,159

Vermont Mutual

$1,270

Acuity

$1,328

$1,339

Tennessee Farmers

$1,364

$1,403

$1,452

$1,470

$1,553

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Average Cost to Insure Per Year
$1,463
List Price
$35,925
Trims Available

Base

2012 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$853

$944

Vermont Mutual

$991

Tennessee Farmers

$1,091

Plymouth Rock Insurance

$1,107

$1,129

Acuity

$1,137

Arbella

$1,269

$1,277

$1,347

Southern Farm Bureau

$1,376

Country

$1,392

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Average Cost to Insure Per Year
$1,309
List Price
$34,755
Trims Available

Base

2011 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$829

$902

Vermont Mutual

$924

Arbella

$1,038

Tennessee Farmers

$1,053

Plymouth Rock Insurance

$1,084

$1,109

$1,220

$1,283

Southern Farm Bureau

$1,290

Amica

$1,291

Country

$1,318

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Average Cost to Insure Per Year
$1,290
List Price
$34,645
Trims Available

Base