Lincoln MKZ Insurance Cost
- Lincoln MKZ insurance costs range from $27 to $95 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
Ready for your own personalized rates? Enter your ZIP code to get started.
Lincoln MKZ Insurance cost
- Average insurance cost: $157 per month
- Cheapest company: Allied ($72 per month)
- 35% of drivers insure their MKZ with state liability plus full coverage
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Lincoln MKZ with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
How much does it cost to insure my Lincoln MKZ?
We work with the top insurance companies to find you the best coverage. Let us do the hard work.
No spam emails or phone calls. We never sell your information. We mean it.
Our brand agnostic agents are ready to help you find and purchase the perfect policy.
2020 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$1,286
Tennessee Farmers
$1,389
Vermont Mutual
$1,412
$1,460
$1,468
$1,712
$1,732
$1,743
Arbella
$1,751
Country
$1,775
Plymouth Rock Insurance
$1,794
$1,803
Compare all 2020 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,899List Price
$36,750Trims Available
Standard, Reserve
2019 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$1,162
$1,375
$1,392
Auto Owners
$1,502
$1,557
$1,581
Plymouth Rock Insurance
$1,690
Country
$1,696
Arbella
$1,731
$1,763
$1,770
Acuity
$1,782
Compare all 2019 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,959List Price
$35,995Trims Available
Base, Reserve I, Reserve II
2017 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$907
$1,115
$1,151
$1,204
Tennessee Farmers
$1,222
$1,232
Plymouth Rock Insurance
$1,264
$1,286
$1,382
Vermont Mutual
$1,413
Acuity
$1,438
Country
$1,551
Compare all 2017 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,409List Price
$35,170Trims Available
Premiere, Select, Reserve, Black Label
2016 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$1,136
$1,151
Vermont Mutual
$1,261
$1,307
$1,328
$1,493
$1,497
Tennessee Farmers
$1,571
$1,583
Country
$1,625
$1,636
Southern Farm Bureau
$1,664
Compare all 2016 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,448List Price
$35,190Trims Available
Base, Black Label
2015 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$955
$1,121
$1,156
Plymouth Rock Insurance
$1,238
$1,355
$1,377
$1,400
Vermont Mutual
$1,510
Tennessee Farmers
$1,516
Acuity
$1,522
$1,569
Country
$1,661
Compare all 2015 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,506List Price
$35,190Trims Available
Base, Black Label
2014 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$921
$1,073
$1,194
Plymouth Rock Insurance
$1,204
Vermont Mutual
$1,213
Tennessee Farmers
$1,272
Acuity
$1,279
Country
$1,451
$1,520
$1,524
Arbella
$1,532
$1,558
Compare all 2014 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,454List Price
$35,190Trims Available
Base
2013 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$855
$1,047
$1,107
Plymouth Rock Insurance
$1,159
Vermont Mutual
$1,270
Acuity
$1,328
$1,339
Tennessee Farmers
$1,364
$1,403
$1,452
$1,470
$1,553
Compare all 2013 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,463List Price
$35,925Trims Available
Base
2012 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$853
$944
Vermont Mutual
$991
Tennessee Farmers
$1,091
Plymouth Rock Insurance
$1,107
$1,129
Acuity
$1,137
Arbella
$1,269
$1,277
$1,347
Southern Farm Bureau
$1,376
Country
$1,392
Compare all 2012 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,309List Price
$34,755Trims Available
Base
2011 Lincoln MKZ
Cheapest Insurance Companies
Average Annual Cost
$829
$902
Vermont Mutual
$924
Arbella
$1,038
Tennessee Farmers
$1,053
Plymouth Rock Insurance
$1,084
$1,109
$1,220
$1,283
Southern Farm Bureau
$1,290
Amica
$1,291
Country
$1,318
Compare all 2011 Lincoln MKZ insurance rates.
Average Cost to Insure Per Year
$1,290List Price
$34,645Trims Available
Base