Lincoln MKZ Insurance Cost

  • Lincoln MKZ insurance costs range from $27 to $95 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

Ready for your own personalized rates? Enter your ZIP code to get started.

Location pin icon
MKZ Car Insurance

Lincoln MKZ Insurance cost

  • Average insurance cost: $157 per month
  • Cheapest company: Allied ($72 per month)
  • 35% of drivers insure their MKZ with state liability plus full coverage

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Lincoln MKZ with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

MKZ Car Insurance

How much does it cost to insure my Lincoln MKZ?

Compare and find the right insurance for you
100+ insurance partners

We work with the top insurance companies to find you the best coverage. Let us do the hard work.

Your data is safe with us

No spam emails or phone calls. We never sell your information. We mean it.

Non-biased agents

Our brand agnostic agents are ready to help you find and purchase the perfect policy.

2020 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

$865

$1,286

Tennessee Farmers

$1,389

Vermont Mutual

$1,412

$1,460

$1,468

$1,712

$1,732

$1,743

Arbella

$1,751

Country

$1,775

Plymouth Rock Insurance

$1,794

Compare all 2020 Lincoln MKZ insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,889
List Price
$36,750
Trims Available

Standard, Reserve

2019 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,162

$1,375

Nationwide

$1,392

Auto Owners

$1,502

USAA

$1,557

American Family

$1,581

Plymouth Rock Insurance

$1,690

Country

$1,696

Arbella

$1,731

$1,763

$1,770

Acuity

$1,782

Compare all 2019 Lincoln MKZ insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,959
List Price
$35,995
Trims Available

Base, Reserve I, Reserve II

2017 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

Erie

$907

GEICO

$1,115

Texas Farm Bureau

$1,151

USAA

$1,204

Tennessee Farmers

$1,222

$1,232

Plymouth Rock Insurance

$1,264

Nationwide

$1,286

Allied

$1,379

$1,382

Vermont Mutual

$1,413

Acuity

$1,438

Compare all 2017 Lincoln MKZ insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,409
List Price
$35,170
Trims Available

Premiere, Select, Reserve, Black Label

2016 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

Allied

$870

Texas Farm Bureau

$1,136

Erie

$1,151

Vermont Mutual

$1,261

Nationwide

$1,307

American Family

$1,328

USAA

$1,493

State Farm

$1,497

Tennessee Farmers

$1,571

21st Century

$1,583

Country

$1,625

GEICO

$1,636

Compare all 2016 Lincoln MKZ insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,446
List Price
$35,190
Trims Available

Base, Black Label

2015 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

Erie

$955

Texas Farm Bureau

$1,121

USAA

$1,156

Plymouth Rock Insurance

$1,238

Progressive

$1,355

Allied

$1,367

State Farm

$1,377

Nationwide

$1,400

Vermont Mutual

$1,510

Tennessee Farmers

$1,516

Acuity

$1,522

Mercury

$1,569

Compare all 2015 Lincoln MKZ insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,506
List Price
$35,190
Trims Available

Base, Black Label

2014 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

Erie

$921

Texas Farm Bureau

$1,073

USAA

$1,194

Plymouth Rock Insurance

$1,204

Vermont Mutual

$1,213

Tennessee Farmers

$1,272

Acuity

$1,279

Allied

$1,378

Country

$1,451

Nationwide

$1,520

American Family

$1,524

Arbella

$1,532

Compare all 2014 Lincoln MKZ insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,454
List Price
$35,190
Trims Available

Base

2013 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

Erie

$855

Texas Farm Bureau

$1,047

USAA

$1,107

Plymouth Rock Insurance

$1,159

Vermont Mutual

$1,270

Acuity

$1,328

Allied

$1,337

American Family

$1,339

Tennessee Farmers

$1,364

Progressive

$1,403

Nationwide

$1,452

State Farm

$1,470

Compare all 2013 Lincoln MKZ insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,463
List Price
$35,925
Trims Available

Base

2012 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

Erie

$853

Texas Farm Bureau

$944

Vermont Mutual

$991

Tennessee Farmers

$1,091

Plymouth Rock Insurance

$1,107

USAA

$1,129

Acuity

$1,137

Allied

$1,260

Arbella

$1,269

American Family

$1,277

GEICO

$1,347

Southern Farm Bureau

$1,376

Compare all 2012 Lincoln MKZ insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,309
List Price
$34,755
Trims Available

Base

2011 Lincoln MKZ

Cheapest Insurance Companies
Average Annual Cost

Erie

$829

Texas Farm Bureau

$902

Vermont Mutual

$924

Arbella

$1,038

Tennessee Farmers

$1,053

Plymouth Rock Insurance

$1,084

USAA

$1,109

American Family

$1,220

Allied

$1,258

GEICO

$1,283

Southern Farm Bureau

$1,290

Amica

$1,291

Compare all 2011 Lincoln MKZ insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,290
List Price
$34,645
Trims Available

Base