Lincoln MKC Insurance: by Model Year & Company

Lincoln MKC insurance costs an average of $904 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lincoln MKC at $134/mo or $803 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a Lincoln MKC:

The MKC costs less to insure than most SUVs. Averaging $151/mo for the MKC versus $184/mo for typical SUVs.
If you're considering a vehicle similar to the MKC, like the Lincoln Aviator ($225/mo), Lincoln Continental ($206/mo), or Lincoln MKZ ($169/mo), your insurance costs will be cheaper.
Progressive ($126/mo), USAA ($129/mo), American Family ($129/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Lincoln MKC insurance costs vs other vehicles

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2019 Lincoln MKC

Av. Cost Per Year$1,948

Av. Per Month$162

Cheapest Companies

American Family$116/m

USAA$116/m

Erie$122/m

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How much does it cost to insure my Lincoln MKC?

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2019 Lincoln MKC

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,605
American Family	$1,638
Erie	$1,660
USAA	$1,671
Nationwide	$1,787
State Farm	$1,849
GEICO	$1,896
Farmers	$2,322
Allstate	$2,805

Compare all 2019 Lincoln MKC insurance rates.

Average Cost to Insure Per Year

$1,948

2018 Lincoln MKC

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,503
American Family	$1,573
Erie	$1,607
USAA	$1,652
State Farm	$1,792
GEICO	$1,837
Nationwide	$1,932
Farmers	$2,242
Allstate	$2,712

Compare all 2018 Lincoln MKC insurance rates.

Average Cost to Insure Per Year

$1,910

2017 Lincoln MKC

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,489
USAA	$1,537
American Family	$1,538
Erie	$1,566
State Farm	$1,716
GEICO	$1,765
Nationwide	$1,953
Farmers	$2,173
Allstate	$2,659

Compare all 2017 Lincoln MKC insurance rates.

Average Cost to Insure Per Year

$1,856

2016 Lincoln MKC

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,457
USAA	$1,474
Erie	$1,521
American Family	$1,618
Nationwide	$1,721
State Farm	$1,736
GEICO	$1,827
Farmers	$2,107
Allstate	$2,517

Compare all 2016 Lincoln MKC insurance rates.

Average Cost to Insure Per Year

$1,806

2015 Lincoln MKC

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,386
USAA	$1,387
Erie	$1,463
Progressive	$1,501
State Farm	$1,623
GEICO	$1,681
Nationwide	$1,773
Farmers	$2,050
Allstate	$2,063

Compare all 2015 Lincoln MKC insurance rates.

Average Cost to Insure Per Year

$1,684