Lincoln MKX Insurance: by Model Year & Company

Lincoln MKX insurance costs an average of $848 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lincoln MKX at $135/mo or $807 for a 6-month full coverage policy.

  • Shopping around? Use our calculator to compare average insurance rates by vehicle.
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MKX Car Insurance

What to know about insuring a Lincoln MKX:

  1. The MKX costs less to insure than most SUVs. Averaging $141/mo for the MKX versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the MKX, like the Lincoln Aviator ($225/mo), Lincoln Continental ($206/mo), or Lincoln MKZ ($169/mo), your insurance costs will be cheaper.
  3. American Family ($116/mo), USAA ($119/mo), Erie ($122/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2018 Lincoln MKX Vehicle Image
2018 Lincoln MKX
Av. Cost Per Year$2,022
Av. Per Month$169

Cheapest Companies

GEICO$97/m
USAA$102/m
Erie$103/m

How much does it cost to insure my Lincoln MKX?

Select your model year:

2018 Lincoln MKX

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,614

American Family

$1,626

USAA

$1,684

Erie

$1,727

Nationwide

$1,828

State Farm

$1,926

GEICO

$2,011

Farmers

$2,442

Allstate

$2,957

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Average Cost to Insure Per Year
$2,022

2017 Lincoln MKX

Cheapest Insurance Companies Average Annual Cost
American Family

$1,609

USAA

$1,616

Erie

$1,647

Progressive

$1,678

Nationwide

$1,854

State Farm

$1,899

GEICO

$1,945

Farmers

$2,359

Allstate

$2,873

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Average Cost to Insure Per Year
$1,987

2016 Lincoln MKX

Cheapest Insurance Companies Average Annual Cost
USAA

$1,555

American Family

$1,579

Progressive

$1,584

Erie

$1,657

GEICO

$1,787

State Farm

$1,899

Nationwide

$1,953

Farmers

$2,284

Allstate

$2,754

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Average Cost to Insure Per Year
$1,920

2015 Lincoln MKX

Cheapest Insurance Companies Average Annual Cost
GEICO

$1,288

American Family

$1,307

USAA

$1,423

Progressive

$1,449

Erie

$1,457

Nationwide

$1,554

State Farm

$1,613

Allstate

$2,106

Farmers

$2,222

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Average Cost to Insure Per Year
$1,575

2014 Lincoln MKX

Cheapest Insurance Companies Average Annual Cost
GEICO

$1,250

American Family

$1,272

USAA

$1,359

Erie

$1,390

Progressive

$1,433

State Farm

$1,483

Nationwide

$1,662

Allstate

$2,107

Farmers

$2,131

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Average Cost to Insure Per Year
$1,547

2013 Lincoln MKX

Cheapest Insurance Companies Average Annual Cost
GEICO

$1,222

American Family

$1,260

USAA

$1,309

Erie

$1,322

Progressive

$1,504

State Farm

$1,509

Nationwide

$1,777

Farmers

$2,065

Allstate

$2,155

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Average Cost to Insure Per Year
$1,562

2012 Lincoln MKX

Cheapest Insurance Companies Average Annual Cost
GEICO

$1,192

American Family

$1,212

USAA

$1,248

Erie

$1,300

Progressive

$1,456

State Farm

$1,483

Nationwide

$1,633

Farmers

$2,006

Allstate

$2,194

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Average Cost to Insure Per Year
$1,519

2011 Lincoln MKX

Cheapest Insurance Companies Average Annual Cost
GEICO

$1,168

USAA

$1,220

Erie

$1,234

American Family

$1,248

State Farm

$1,443

Progressive

$1,459

Nationwide

$1,597

Farmers

$1,928

Allstate

$2,059

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Average Cost to Insure Per Year
$1,476