MINI Clubman Insurance: by Model Year & Company

MINI Clubman insurance costs an average of $1,035 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest MINI Clubman at $94/mo or $562 for a 6-month full coverage policy.

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Clubman Car Insurance

What to know about insuring a MINI Clubman:

  1. The Clubman costs less to insure than most wagons. Averaging $173/mo for the Clubman versus $178/mo for typical wagons.
  2. If you're considering a vehicle similar to the Clubman, like the MINI Roadster ($146/mo), MINI Cooper Hardtop 2 Door ($205/mo), or MINI Convertible ($180/mo), your insurance costs will be about the same.
  3. Progressive ($118/mo), USAA ($130/mo), Erie ($142/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2024 MINI Clubman Vehicle Image
2024 MINI Clubman
Av. Cost Per Year$2,310
Av. Per Month$193

Cheapest Companies

USAA$86/m
Erie$88/m
Progressive$93/m

How much does it cost to insure my MINI Clubman?

Select your model year:

2024 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
Erie

$1,123

American Family

$1,287

Progressive

$1,860

Farmers

$2,158

USAA

$2,180

Nationwide

$2,275

State Farm

$2,297

GEICO

$2,598

Allstate

$2,905

Compare all 2024 MINI Clubman insurance rates.
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Average Cost to Insure Per Year
$2,310

2023 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
American Family

$1,440

Erie

$1,550

Progressive

$1,830

Farmers

$2,074

USAA

$2,103

Nationwide

$2,148

State Farm

$2,239

GEICO

$2,304

Allstate

$2,370

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Average Cost to Insure Per Year
$2,138

2022 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,791

Nationwide

$1,996

USAA

$2,078

State Farm

$2,089

GEICO

$2,237

Erie

$3,157

American Family

$5,507

Farmers

$8,784

Allstate

$8,914

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Average Cost to Insure Per Year
$3,555

2021 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,730

Nationwide

$1,992

USAA

$2,009

State Farm

$2,094

GEICO

$2,157

Erie

$2,189

American Family

$2,802

Farmers

$4,240

Allstate

$4,931

Compare all 2021 MINI Clubman insurance rates.
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Average Cost to Insure Per Year
$2,587

2020 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
American Family

$1,480

Erie

$1,549

Progressive

$1,660

USAA

$1,934

State Farm

$2,047

Nationwide

$2,061

GEICO

$2,190

Allstate

$2,902

Farmers

$2,940

Compare all 2020 MINI Clubman insurance rates.
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Average Cost to Insure Per Year
$2,161

2019 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,197

Erie

$1,365

American Family

$1,367

USAA

$1,487

GEICO

$1,612

State Farm

$1,662

Nationwide

$2,040

Allstate

$2,082

Farmers

$2,197

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Average Cost to Insure Per Year
$1,689

2018 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,281

USAA

$1,433

GEICO

$1,580

State Farm

$1,633

Nationwide

$1,991

American Family

$2,431

Erie

$3,115

Allstate

$4,719

Farmers

$5,151

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Average Cost to Insure Per Year
$2,302

2017 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,127

USAA

$1,359

GEICO

$1,572

State Farm

$1,630

American Family

$1,911

Nationwide

$1,925

Erie

$2,144

Allstate

$3,684

Farmers

$4,034

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Average Cost to Insure Per Year
$2,006

2016 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
USAA

$1,304

Progressive

$1,346

American Family

$1,353

Erie

$1,473

GEICO

$1,514

State Farm

$1,566

Nationwide

$1,944

Farmers

$2,289

Allstate

$2,479

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Average Cost to Insure Per Year
$1,702

2014 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,150

USAA

$1,185

American Family

$1,200

Erie

$1,233

State Farm

$1,330

GEICO

$1,386

Nationwide

$1,714

Farmers

$2,112

Allstate

$2,346

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Average Cost to Insure Per Year
$1,534

2013 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
USAA

$1,128

American Family

$1,169

Erie

$1,174

Progressive

$1,186

GEICO

$1,341

State Farm

$1,345

Nationwide

$1,602

Farmers

$2,045

Allstate

$2,418

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Average Cost to Insure Per Year
$1,511

2012 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
USAA

$1,078

Erie

$1,093

Progressive

$1,128

American Family

$1,134

State Farm

$1,279

GEICO

$1,297

Nationwide

$1,646

Farmers

$1,961

Allstate

$2,438

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Average Cost to Insure Per Year
$1,480

2011 MINI Clubman

Cheapest Insurance Companies Average Annual Cost
USAA

$1,034

Erie

$1,050

Progressive

$1,117

American Family

$1,146

GEICO

$1,255

State Farm

$1,422

Nationwide

$1,575

Farmers

$1,906

Allstate

$2,426

Compare all 2011 MINI Clubman insurance rates.
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Average Cost to Insure Per Year
$1,463