MINI Insurance: by Model, Year & Company
MINI insurance costs range from $90 to $437 per month, depending on your model, trim, and driving profile.
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MINI insurance costs: by company, cheapest, & most expensive models
Explore average insurance costs by model year for MINI vehicles — and compare across other makes and insurers to find your best-fit rate
Average rate & cheapest companies
Average rate is $982 for a 6-month full coverage policy. Progressive, USAA, & State Farm offer the cheapest rates.
Cheapest model
For MINI vehicles, the Roadster is the cheapest model at $90/mo on average.
Most expensive model
For MINI vehicles, the Cooper Hardtop 2 Door is the most expensive model at $437/mo on average.
| MINI Model | Average Annual Premium |
|---|---|
| Clubman | $2,071 |
| Cooper | $1,615 |
| Countryman | $1,721 |
| Roadster | $1,757 |
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