MINI Cooper Insurance Cost
- MINI Cooper insurance costs range from $10 to $61 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
Ready for your own personalized rates? Enter your ZIP code to get started.
MINI Cooper Insurance cost
- Average insurance premium: $133 per month
- Cheapest insurance company: Allied ($64 per month)
- 45% of drivers insure their Cooper with state liability coverage only
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a MINI Cooper with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
How much does it cost to insure my MINI Cooper?
We work with the top insurance companies to find you the best coverage. Let us do the hard work.
No spam emails or phone calls. We never sell your information. We mean it.
Our brand agnostic agents are ready to help you find and purchase the perfect policy.
2020 MINI Cooper
Cheapest Insurance Companies
Average Annual Cost
$762
$1,092
Vermont Mutual
$1,174
$1,240
$1,379
Tennessee Farmers
$1,389
Country
$1,423
$1,432
$1,458
Arbella
$1,470
$1,486
$1,519
Compare all 2020 MINI Cooper insurance rates.
Average Cost to Insure Per Year
$1,5972019 MINI Cooper
Cheapest Insurance Companies
Average Annual Cost
$1,062
Nationwide
$1,141
Auto Owners
$1,222
USAA
$1,284
Country
$1,397
$1,413
Arbella
$1,425
Mercury
$1,428
State Farm
$1,465
Acuity
$1,489
American Family
$1,528
GEICO
$1,529
Compare all 2019 MINI Cooper insurance rates.
Average Cost to Insure Per Year
$1,7082016 MINI Cooper
Cheapest Insurance Companies
Average Annual Cost
Allied
$805
Vermont Mutual
$1,009
Progressive
$1,050
Nationwide
$1,089
USAA
$1,149
GEICO
$1,217
State Farm
$1,276
Erie
$1,281
Arbella
$1,304
Country
$1,311
Mercury
$1,355
American Family
$1,362
Compare all 2016 MINI Cooper insurance rates.
Average Cost to Insure Per Year
$1,3292011 MINI Cooper
Cheapest Insurance Companies
Average Annual Cost
GEICO
$752
Texas Farm Bureau
$757
USAA
$793
Erie
$812
Vermont Mutual
$857
Progressive
$935
Plymouth Rock Insurance
$979
Allied
$979
Tennessee Farmers
$986
Arbella
$1,024
American Family
$1,027
State Farm
$1,069
Compare all 2011 MINI Cooper insurance rates.
Average Cost to Insure Per Year
$1,008List Price
$19,400Trims Available
Base, S, John Cooper Works