MINI Cooper Insurance Cost

  • MINI Cooper insurance costs range from $10 to $61 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Cooper Car Insurance

MINI Cooper Insurance cost

  • Average insurance premium: $133 per month
  • Cheapest insurance company: Allied ($64 per month)
  • 45% of drivers insure their Cooper with state liability coverage only

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a MINI Cooper with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Cooper Car Insurance

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2020 MINI Cooper

Cheapest Insurance Companies
Average Annual Cost

$1,092

Vermont Mutual

$1,174

$1,240

$1,379

Tennessee Farmers

$1,389

Country

$1,423

$1,432

$1,458

Arbella

$1,470

$1,486

$1,519

Acuity

$1,540

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Average Cost to Insure Per Year
$1,605

2019 MINI Cooper

Cheapest Insurance Companies
Average Annual Cost

$1,062

$1,141

Auto Owners

$1,222

$1,284

Country

$1,397

$1,413

Arbella

$1,425

$1,428

$1,465

Acuity

$1,489

$1,528

$1,529

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Average Cost to Insure Per Year
$1,708

2016 MINI Cooper

Cheapest Insurance Companies
Average Annual Cost

Vermont Mutual

$1,009

$1,050

$1,089

$1,149

$1,217

$1,276

$1,281

Arbella

$1,304

Country

$1,311

$1,355

$1,362

Acuity

$1,397

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Average Cost to Insure Per Year
$1,334

2011 MINI Cooper

Cheapest Insurance Companies
Average Annual Cost

$752

$757

$793

$812

Vermont Mutual

$857

$935

Plymouth Rock Insurance

$979

Tennessee Farmers

$986

Arbella

$1,024

$1,027

$1,069

Acuity

$1,074

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Average Cost to Insure Per Year
$1,008
List Price
$19,400
Trims Available

Base, S, John Cooper Works