MINI Cooper Insurance Cost

  • MINI Cooper insurance costs range from $10 to $61 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

Ready for your own personalized rates? Enter your ZIP code to get started.

Location pin icon
Cooper Car Insurance

MINI Cooper Insurance cost

  • Average insurance premium: $133 per month
  • Cheapest insurance company: Allied ($64 per month)
  • 45% of drivers insure their Cooper with state liability coverage only

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a MINI Cooper with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Cooper Car Insurance

How much does it cost to insure my MINI Cooper?

Compare and find the right insurance for you
100+ insurance partners

We work with the top insurance companies to find you the best coverage. Let us do the hard work.

Your data is safe with us

No spam emails or phone calls. We never sell your information. We mean it.

Non-biased agents

Our brand agnostic agents are ready to help you find and purchase the perfect policy.

2020 MINI Cooper

Cheapest Insurance Companies
Average Annual Cost

$762

$1,092

Vermont Mutual

$1,174

$1,240

$1,379

Tennessee Farmers

$1,389

Country

$1,423

$1,432

$1,458

Arbella

$1,470

$1,486

$1,519

Compare all 2020 MINI Cooper insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,597

2019 MINI Cooper

Cheapest Insurance Companies
Average Annual Cost

$1,062

Nationwide

$1,141

Auto Owners

$1,222

USAA

$1,284

Country

$1,397

$1,413

Arbella

$1,425

Mercury

$1,428

State Farm

$1,465

Acuity

$1,489

American Family

$1,528

GEICO

$1,529

Compare all 2019 MINI Cooper insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,708

2016 MINI Cooper

Cheapest Insurance Companies
Average Annual Cost

Allied

$805

Vermont Mutual

$1,009

Progressive

$1,050

Nationwide

$1,089

USAA

$1,149

GEICO

$1,217

State Farm

$1,276

Erie

$1,281

Arbella

$1,304

Country

$1,311

Mercury

$1,355

American Family

$1,362

Compare all 2016 MINI Cooper insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,329

2011 MINI Cooper

Cheapest Insurance Companies
Average Annual Cost

GEICO

$752

$757

USAA

$793

Erie

$812

Vermont Mutual

$857

Progressive

$935

Plymouth Rock Insurance

$979

Allied

$979

Tennessee Farmers

$986

Arbella

$1,024

American Family

$1,027

State Farm

$1,069

Compare all 2011 MINI Cooper insurance rates.
Location pin icon
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,008
List Price
$19,400
Trims Available

Base, S, John Cooper Works