MINI Hardtop 2 Door Insurance: by Model Year & Company
MINI Hardtop 2 Door insurance costs an average of $1,229 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest MINI Hardtop 2 Door at $96/mo or $575 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a MINI Hardtop 2 Door:
- The Hardtop 2 Door costs more to insure than most hatchbacks. Averaging $205/mo for the Hardtop 2 Door versus $164/mo for typical hatchbacks.
- If you're considering a vehicle similar to the Hardtop 2 Door, like the MINI Cooper ($135/mo), MINI Clubman ($173/mo), or MINI Roadster ($146/mo), your insurance costs will be more expensive.
- Progressive ($104/mo), USAA ($124/mo), Nationwide ($138/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2024 MINI Hardtop 2 Door
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,150 |
| American Family |
$1,269 |
| Progressive |
$1,354 |
| USAA |
$1,653 |
| Nationwide |
$1,702 |
| State Farm |
$1,840 |
| Farmers |
$2,188 |
| GEICO |
$2,235 |
| Allstate |
$2,486 |
Compare all 2024 MINI Hardtop 2 Door insurance rates.
Average Cost to Insure Per Year
$1,9022023 MINI Hardtop 2 Door
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,334 |
| American Family |
$1,555 |
| USAA |
$1,598 |
| Erie |
$1,740 |
| Nationwide |
$1,798 |
| State Farm |
$1,813 |
| GEICO |
$2,004 |
| Farmers |
$2,228 |
| Allstate |
$2,774 |
Compare all 2023 MINI Hardtop 2 Door insurance rates.
Average Cost to Insure Per Year
$1,9152022 MINI Hardtop 2 Door
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,304 |
| Nationwide |
$1,486 |
| USAA |
$1,584 |
| State Farm |
$1,829 |
| GEICO |
$1,934 |
| Erie |
$3,243 |
| American Family |
$5,787 |
| Farmers |
$9,378 |
| Allstate |
$13,037 |
Compare all 2022 MINI Hardtop 2 Door insurance rates.
Average Cost to Insure Per Year
$3,8902021 MINI Hardtop 2 Door
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,262 |
| USAA |
$1,506 |
| Nationwide |
$1,610 |
| State Farm |
$1,703 |
| GEICO |
$1,854 |
| Erie |
$2,126 |
| American Family |
$2,808 |
| Farmers |
$4,843 |
| Allstate |
$5,138 |
Compare all 2021 MINI Hardtop 2 Door insurance rates.
Average Cost to Insure Per Year
$2,3552020 MINI Hardtop 2 Door
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,220 |
| USAA |
$1,464 |
| American Family |
$1,563 |
| Nationwide |
$1,571 |
| Erie |
$1,586 |
| State Farm |
$1,708 |
| GEICO |
$1,808 |
| Farmers |
$2,757 |
| Allstate |
$3,663 |
Compare all 2020 MINI Hardtop 2 Door insurance rates.
Average Cost to Insure Per Year
$1,9482019 MINI Hardtop 2 Door
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,196 |
| Erie |
$1,251 |
| American Family |
$1,318 |
| USAA |
$1,402 |
| State Farm |
$1,556 |
| Nationwide |
$1,651 |
| GEICO |
$1,777 |
| Farmers |
$2,134 |
| Allstate |
$2,586 |
Compare all 2019 MINI Hardtop 2 Door insurance rates.
Average Cost to Insure Per Year
$1,7172018 MINI Hardtop 2 Door
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,145 |
| USAA |
$1,342 |
| State Farm |
$1,562 |
| Nationwide |
$1,649 |
| GEICO |
$1,702 |
| American Family |
$3,330 |
| Erie |
$4,255 |
| Farmers |
$5,968 |
| Allstate |
$8,071 |
Compare all 2018 MINI Hardtop 2 Door insurance rates.
Average Cost to Insure Per Year
$2,8292017 MINI Hardtop 2 Door
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,203 |
| USAA |
$1,390 |
| State Farm |
$1,485 |
| GEICO |
$1,633 |
| Nationwide |
$1,786 |
| American Family |
$2,250 |
| Erie |
$2,505 |
| Farmers |
$4,147 |
| Allstate |
$4,166 |