MINI Roadster Insurance: by Model Year & Company

MINI Roadster insurance costs an average of $879 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest MINI Roadster at $90/mo or $539 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a MINI Roadster:

The Roadster costs less to insure than most convertibles. Averaging $146/mo for the Roadster versus $189/mo for typical convertibles.
If you're considering a vehicle similar to the Roadster, like the MINI Clubman ($173/mo), MINI Cooper Hardtop 2 Door ($205/mo), or MINI Convertible ($180/mo), your insurance costs will be cheaper.
Progressive ($90/mo), USAA ($92/mo), State Farm ($114/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2015 MINI Roadster

Av. Cost Per Year$1,657

Av. Per Month$138

Cheapest Companies

USAA$84/m

Progressive$92/m

State Farm$102/m

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How much does it cost to insure my MINI Roadster?

Select your model year:

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2015 MINI Roadster

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,078
USAA	$1,201
State Farm	$1,404
GEICO	$1,507
American Family	$1,558
Erie	$1,728
Nationwide	$1,780
Farmers	$2,252
Allstate	$2,724

Compare all 2015 MINI Roadster insurance rates.

Average Cost to Insure Per Year

$1,657

2014 MINI Roadster

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,049
USAA	$1,136
Nationwide	$1,429
GEICO	$1,482
State Farm	$1,563
American Family	$1,778
Erie	$2,049
Allstate	$2,602
Farmers	$2,946

Compare all 2014 MINI Roadster insurance rates.

Average Cost to Insure Per Year

$1,647

2013 MINI Roadster

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,065
USAA	$1,088
State Farm	$1,295
Nationwide	$1,316
GEICO	$1,428
American Family	$1,526
Erie	$1,855
Farmers	$2,561
Allstate	$2,740

Compare all 2013 MINI Roadster insurance rates.

Average Cost to Insure Per Year

$1,572

2012 MINI Roadster

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,006
Progressive	$1,103
State Farm	$1,223
Nationwide	$1,246
GEICO	$1,363
American Family	$2,071
Erie	$2,147
Farmers	$3,152
Allstate	$3,801

Compare all 2012 MINI Roadster insurance rates.

Average Cost to Insure Per Year

$1,742