MINI Cooper Convertible Insurance Cost
MINI Cooper Convertible insurance costs an average of $1,079 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest MINI Cooper Convertible at $119/mo or $714 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a MINI Cooper Convertible:
- The Cooper Convertible costs less to insure than most convertibles. Averaging $180/mo for the Cooper Convertible versus $189/mo for typical convertibles.
- If you're considering a vehicle similar to the Cooper Convertible, like the MINI Clubman ($173/mo), MINI Roadster ($146/mo), or MINI Cooper Hardtop 2 Door ($205/mo), your insurance costs will be about the same.
- Progressive ($92/mo), USAA ($114/mo), State Farm ($136/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,427 |
| Progressive |
$1,429 |
| American Family |
$1,520 |
| USAA |
$1,824 |
| GEICO |
$2,069 |
| Nationwide |
$2,095 |
| Farmers |
$2,109 |
| State Farm |
$2,134 |
| Allstate |
$2,556 |
Compare all 2025 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$2,0102024 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,114 |
| Progressive |
$1,177 |
| American Family |
$1,250 |
| USAA |
$1,652 |
| Nationwide |
$1,774 |
| State Farm |
$1,918 |
| Farmers |
$2,131 |
| GEICO |
$2,426 |
| Allstate |
$2,954 |
Compare all 2024 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$2,0032023 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,154 |
| American Family |
$1,428 |
| USAA |
$1,549 |
| Nationwide |
$1,777 |
| State Farm |
$1,850 |
| Erie |
$1,887 |
| GEICO |
$2,123 |
| Farmers |
$2,387 |
| Allstate |
$2,919 |
Compare all 2023 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$1,9442022 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,127 |
| USAA |
$1,470 |
| Nationwide |
$1,771 |
| State Farm |
$1,827 |
| GEICO |
$2,043 |
| Erie |
$3,389 |
| American Family |
$3,927 |
| Farmers |
$7,371 |
| Allstate |
$13,012 |
Compare all 2022 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$3,7482021 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,091 |
| USAA |
$1,466 |
| Nationwide |
$1,708 |
| State Farm |
$1,746 |
| GEICO |
$1,972 |
| Erie |
$2,015 |
| American Family |
$2,575 |
| Farmers |
$4,567 |
| Allstate |
$4,742 |
Compare all 2021 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$2,2902020 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,052 |
| USAA |
$1,430 |
| State Farm |
$1,702 |
| Nationwide |
$1,886 |
| GEICO |
$1,914 |
| Erie |
$2,164 |
| American Family |
$2,266 |
| Farmers |
$3,329 |
| Allstate |
$4,270 |
Compare all 2020 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$2,1412019 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,042 |
| Erie |
$1,090 |
| American Family |
$1,234 |
| USAA |
$1,366 |
| State Farm |
$1,568 |
| Nationwide |
$1,712 |
| GEICO |
$1,865 |
| Farmers |
$1,995 |
| Allstate |
$2,388 |
Compare all 2019 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$1,6782018 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$977 |
| USAA |
$1,293 |
| State Farm |
$1,512 |
| Nationwide |
$1,608 |
| GEICO |
$1,783 |
| American Family |
$2,530 |
| Erie |
$3,454 |
| Allstate |
$5,119 |
| Farmers |
$5,873 |
Compare all 2018 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$2,3382017 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,030 |
| USAA |
$1,318 |
| State Farm |
$1,530 |
| Nationwide |
$1,708 |
| GEICO |
$1,713 |
| American Family |
$1,880 |
| Erie |
$2,191 |
| Allstate |
$3,402 |
| Farmers |
$4,050 |
Compare all 2017 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$1,9432016 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,185 |
| USAA |
$1,344 |
| American Family |
$1,368 |
| State Farm |
$1,499 |
| Nationwide |
$1,532 |
| Erie |
$1,548 |
| GEICO |
$1,723 |
| Farmers |
$2,088 |
| Allstate |
$3,281 |
Compare all 2016 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$1,7802015 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,079 |
| USAA |
$1,290 |
| Nationwide |
$1,442 |
| State Farm |
$1,507 |
| GEICO |
$1,650 |
| American Family |
$1,680 |
| Erie |
$1,821 |
| Farmers |
$2,929 |
| Allstate |
$3,479 |
Compare all 2015 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$1,8232014 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,050 |
| USAA |
$1,204 |
| Nationwide |
$1,519 |
| GEICO |
$1,618 |
| State Farm |
$1,634 |
| American Family |
$1,648 |
| Erie |
$1,929 |
| Allstate |
$2,484 |
| Farmers |
$2,739 |
Compare all 2014 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$1,6722013 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,070 |
| USAA |
$1,164 |
| State Farm |
$1,370 |
| Nationwide |
$1,406 |
| American Family |
$1,461 |
| GEICO |
$1,556 |
| Erie |
$1,779 |
| Farmers |
$2,491 |
| Allstate |
$2,796 |
Compare all 2013 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$1,6332012 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,049 |
| USAA |
$1,051 |
| State Farm |
$1,293 |
| Nationwide |
$1,464 |
| GEICO |
$1,495 |
| American Family |
$2,134 |
| Erie |
$2,603 |
| Farmers |
$4,184 |
| Allstate |
$4,940 |
Compare all 2012 MINI Cooper Convertible insurance rates.
Average Cost to Insure Per Year
$2,0452011 MINI Cooper Convertible
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,023 |
| Progressive |
$1,121 |
| State Farm |
$1,367 |
| GEICO |
$1,415 |
| Nationwide |
$1,416 |
| American Family |
$2,415 |
| Erie |
$3,646 |
| Farmers |
$4,641 |
| Allstate |
$5,093 |