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What is the average cost of car insurance in Newport News?
The typical Newport News driver pays $1,025 per year for auto insurance. That's more expensive than the statewide average in Virginia ($1,005) and less expensive than the national average of $1,548. Our guide to Newport News auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more!
NEWPORT NEWS AUTO INSURANCE PREMIUMS
|Newport News Average (yearly)||Virginia Average||United States Average|
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In Newport News, Erie offers the cheapest premiums for the typical insurance buyer. Reference below the top options for affordable insurance in Newport News. Don't forget to get car insurance quotes based on your unique driving profile.
NEWPORT NEWS CAR INSURANCE PREMIUMS BY COMPANY
|Insurance Company||Average Yearly Rate|
The age group that pays the least for car insurance in Newport News are drivers in their 50s ($877 per year). Those in their 60s don't pay much more ($919).
The Newport News drivers who face the priciest insurance rates are teenagers. One of the easiest ways to lower your car insurance rates as a driver in Newport News is to age out of your teenage years. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Newport News is $2,394. That's the biggest gap in premiums between any pair of age brackets.
NEWPORT NEWS AUTO INSURANCE COSTS BY AGE
|Age||Average Annual Rate|
Marital status and gender are contributing factors to car insurance rates in many cases. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Newport News pay $127 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Newport News, widowed drivers pay less than those who are single.
Gender is another factor that can influence auto insurance rates. In Newport News, female drivers pay $3 per year more than do male drivers for car insurance.
NEWPORT NEWS CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Annual Rate|
If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Newport News drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $407 per year versus the city average. A ticket for speeding results in a $250 rate hike, on average, while a DUI violation costs $559 per year in insurance premiums.
NEWPORT NEWS CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Violation||Average Annual Rate|
|At-fault Accident (damages < $1,000)||$1,429|
|At-fault Accident (damages greater than $2,000)||$1,606|
|Speeding Ticket (16-20 mph over speed limit)||$1,275|
Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. Newport News drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 57% on their car insurance premiums. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Newport News, improving your credit to "Fair" could help you earn an $813 decrease in annual car insurance rates.
NEWPORT NEWS CAR INSURANCE RATES BY CREDIT TIER
|Credit Level||Average Yearly Rate|
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.