Newport News, VA Car Insurance

Explore ways to save on auto insurance in Newport News, Virginia.

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.

What is the average cost of car insurance in Newport News?

 

The typical Newport News driver pays $1,025 per year for auto insurance. That's more expensive than the statewide average in Virginia ($1,005) and less expensive than the national average of $1,548. Our guide to Newport News auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more!

 
NEWPORT NEWS AUTO INSURANCE PREMIUMS
Newport News Average (yearly)Virginia AverageUnited States Average
$1,025$1,005$1,548
 
Jump to:



Newport News car insurance rates by company

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In Newport News, Erie offers the cheapest premiums for the typical insurance buyer. Reference below the top options for affordable insurance in Newport News. Don't forget to get car insurance quotes based on your unique driving profile.

 
NEWPORT NEWS CAR INSURANCE PREMIUMS BY COMPANY
Insurance CompanyAverage Yearly Rate
Erie$906
USAA$907
Progressive$937
State Farm$974
Nationwide$1,058

 

Consult our expert guide to finding the best cheap car insurance.

 

Newport News auto insurance premiums by age

The age group that pays the least for car insurance in Newport News are drivers in their 50s ($877 per year). Those in their 60s don't pay much more ($919).

The Newport News drivers who face the priciest insurance rates are teenagers. One of the easiest ways to lower your car insurance rates as a driver in Newport News is to age out of your teenage years. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Newport News is $2,394. That's the biggest gap in premiums between any pair of age brackets.

 
NEWPORT NEWS AUTO INSURANCE COSTS BY AGE
AgeAverage Annual Rate
Teenagers$3,804
20s$1,410
30s$1,002
40s$954
50s$877
60s$919
70s$1,172
 

Learn more about the impact of age on car insurance premiums.

 

Newport News auto insurance rates by gender and marital status

 

Marital status and gender are contributing factors to car insurance rates in many cases. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Newport News pay $127 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Newport News, widowed drivers pay less than those who are single.

Gender is another factor that can influence auto insurance rates. In Newport News, female drivers pay $3 per year more than do male drivers for car insurance.

 
NEWPORT NEWS CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Annual Rate
Female$1,028
Male$1,025
Single$898
Married$898
Divorced$1,025
Widowed$900
 

Learn more about how gender and marital status have on insurance rates.

 

Newport News car insurance rates by violation history

 

If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.

Newport News drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $407 per year versus the city average. A ticket for speeding results in a $250 rate hike, on average, while a DUI violation costs $559 per year in insurance premiums.

 
NEWPORT NEWS CAR INSURANCE RATES AFTER A COLLISION OR CITATION
ViolationAverage Annual Rate
DWI/DUI$1,584
Reckless Driving$1,433
At-fault Accident (damages < $1,000)$1,429
At-fault Accident (damages greater than $2,000)$1,606
Speeding Ticket (16-20 mph over speed limit)$1,275
 

Learn more about citations' impact on your auto insurance rates.

 

Newport News car insurance costs by credit score

 

Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. Newport News drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 57% on their car insurance premiums. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Newport News, improving your credit to "Fair" could help you earn an $813 decrease in annual car insurance rates.

 
NEWPORT NEWS CAR INSURANCE RATES BY CREDIT TIER
Credit LevelAverage Yearly Rate
Very Poor$2,025
Fair$1,212
Good$1,025
Very Good$932
Exceptional$862
 

Learn more about the relationship between poor credit and car insurance.

 

Compare quotes and save on your next policy!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a masters degree from Royal Holloway, University of London. He has been quoted by Kin Insurance, Safety.com, and autoinsuranceEZ.com.