Picking a car insurance company can be difficult: rates may vary by location, vehicle, and driving record, and companies offer an array of perks. Progressive and Erie are two of America's most popular insurance companies, providing affordable policies in many states.
In an effort to simplify the process of comparing insurance companies, we collected average policy prices from Erie and Progressive. These take into consideration myriad rating factors, including credit quality, driving history, and age. Compare rates and find your next car insurance policy today.
If you have very bad credit, Erie could be preferable to Progressive. On average, Erie offers more affordable rates than Progressive for prospective clients with credit scores of less than 580. Drivers with outstanding credit — a score of 800 or better — should lean toward Check out average insurance rates by credit score for Erie and Progressive below.
|Credit score||Progressive avg. annual premium||Erie avg. annual premium|
|Very Poor (300-579)||$3,602||$2,402|
|Very Good (740-799)||$1,453||$743|
If you're carrying an at-fault accident, speeding ticket, reckless driving citation, or DUI in your rear view mirror, Erie could be a better choice than Progressive. Every insurance company will handle driving offenses differently, so don't be afraid to shop around to understand which insurer suits you.
|Violation||Progressive avg. annual premium||Erie avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$893|
|At-fault accident (damage > $1,000)||$2,245||$772|
Auto insurance companies rely on age to estimate risk, pricing premiums accordingly. An auto insurance policy is typically expensive for young drivers — because of their inexperience — and relatively affordable for older drivers. Since each insurance company rates age brackets differently, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Erie before Progressive: the former's average annual rates are $6,010 less than the latter's..
|Age tier||Progressive avg. annual premium||Erie avg. annual premium|
Setting aside cost, Progressive and Erie each carry pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
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|About||Since 1938, Progressive has made it easy to understand, buy, and use car insurance. In fact, as one of the largest insurance companies out there and the number one personal auto insurer by written premium among independent agents*, you can choose the coverage options that make the most sense to you.||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.|
|Recent Questions||Can my new insurer cover a bodily injury claim made against me from my past accident when I was covered by a different company?|
Unfortunately, State Farm will not handle your recent bodily injury claim since you no longer have a policy with them. Progressive would be the one to handle that claim since that is your current active plan.Do I need to put everyone in my household on my policy?
It's usually recommended to add everyone who lives in the household on the same policy if it's likely they will be driving the insured car, and insurance companies generally require everyone in the household of driving age to be listed on the policy. But if the others in the household already have their own insurance and vehicles, this would be unnecessary.How many cars can I have on my progressive policy?
Hello, Most companies — including Progressive — will allow four cars per policy. Of course, it's always a good idea to check with your insurance company if you are unsure about whether or not your cars are covered.Why won't my insurance recognize or cover Tesla labor rates?
Each insurance company has different guidelines when it comes to how they handle claims and repairs. As long as they are following the guidelines agreed to within your policy documents, then they are meeting the requirements on their end, so refer back to your policy and check what's covered and what's not.See More Questions
|Will Erie reinstate my policy after non-payment?|
It's very likely they will reinstate your policy if you pay the amount past due and any potential fees associated with the cancellation. Because each company has their own administrative rules regarding reinstatement, it's very likely for you to be able to get your policy active again.I was injured in a car accident two months ago, can I still file a claim?
The statute of limitations for filing a bodily injury claim in North Carolina is 3 years. So you are still within your legal time frame to file a claim even though your car's claim was completed.How long can an insurance company wait to pay out your claim?
Virginia law does not specify an actual time frame for a claim payout but simply requires that insurance companies pay claims in a reasonable time. Most insurance companies want to close claims as quickly as possible, however, so you may want to contact that company directly to ask if they have an estimated date of the payout.If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?
Unless you notified an insurance company to file a claim or a police officer wrote an incident report of the damage, the repair will not be documented on your driving record or claims history. Insurance companies verify your driving history by looking at your Motor Vehicle Report (MVR) and CLUE report.See More Questions
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