Progressive vs Erie: Which is Better for You?
Compare rates from the top car insurance companies in your area.
Progressive or Erie: Which company is best for you?
Picking a car insurance company can be difficult: rates may vary by location, vehicle, and driving record, and companies offer an array of perks. Progressive and Erie are two of America's most popular insurance companies, providing affordable policies in many states.
In an effort to simplify the process of comparing insurance companies, we collected average policy prices from Erie and Progressive. These take into consideration myriad rating factors, including credit quality, driving history, and age. Compare rates and find your next car insurance policy today.
Progressive vs. Erie: credit level
If you have very bad credit, Erie could be preferable to Progressive. On average, Erie offers more affordable rates than Progressive for prospective clients with credit scores of less than 580. Drivers with outstanding credit — a score of 800 or better — should lean toward Check out average insurance rates by credit score for Erie and Progressive below.
INSURER RATES BY CREDIT SCORE: ERIE VS. PROGRESSIVE
|Credit score||Progressive avg. annual premium||Erie avg. annual premium|
|Very Poor (300-579)||$3,602||$2,402|
|Very Good (740-799)||$1,453||$743|
Progressive vs. Erie: by citation
If you're carrying an at-fault accident, speeding ticket, reckless driving citation, or DUI in your rear view mirror, Erie could be a better choice than Progressive. Every insurance company will handle driving offenses differently, so don't be afraid to shop around to understand which insurer suits you.
INSURER RATES BY VIOLATION: ERIE VS. PROGRESSIVE
|Violation||Progressive avg. annual premium||Erie avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$893|
|At-fault accident (damage > $1,000)||$2,245||$772|
Progressive vs. Erie: by age
Auto insurance companies rely on age to estimate risk, pricing premiums accordingly. An auto insurance policy is typically expensive for young drivers — because of their inexperience — and relatively affordable for older drivers. Since each insurance company rates age brackets differently, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Erie before Progressive: the former's average annual rates are $6,010 less than the latter's..
INSURER RATES BY AGE: ERIE VS. PROGRESSIVE
|Age tier||Progressive avg. annual premium||Erie avg. annual premium|
Setting aside cost, Progressive and Erie each carry pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||Below average||Excellent|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Since 1938, Progressive has made it easy to understand, buy, and use car insurance. In fact, as one of the largest insurance companies out there and the number one personal auto insurer by written premium among independent agents, you can choose the coverage options that make the most sense to you.||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, winching service, flat tire change, battery jump-start, battery charge for electric cars, locksmith service, on-scene labor, and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.|
|Top States||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Illinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia|