Renters Insurance in Chandler, AZ

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Kristine Lee

Insurance Analyst

  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Renters insurance in Chandler, Arizona

Renters insurance is important if you’re renting an apartment or house. It protects your rental unit — and any personal belongings within it — against a variety of harms, including wind, theft, fire, or vandalism. Since these occurrences are fairly common, the affordable price of renters insurance, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

The cost of your renters insurance will rely on a number of contributing factors, including your building's age, the materials from which it’s made, its location, and the pricing guidelines of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the extra risk.

The average annual cost of renters insurance in Chandler is $152.

Getting affordable renters insurance in Chandler should start with a thorough review of the top renters insurance companies. Consult our breakdown of Chandler, Arizona renters insurance premiums to begin your search with as much background info as possible. Remember: rates will vary based on your coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Auto and renters insurance discounts

Popular renters insurance companies in Chandler

Insurance premiums in Chandler vary based on the insurance company providing the quote. For instance, USAA offers the cheapest renters insurance in Chandler, at just $100 per year. That's less expensive than the city's average cost of $152, providing a $52 discount.

Start your search for a renters insurance policy by reviewing the cheapest companies in Chandler.

CompanyAverage Annual Rate in Chandler
American Family$116
State Farm$117
Farm Bureau$119

Chandler renters insurance pricing by coverage tier

Your renters insurance rates will vary depending on your coverage levels. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Chandler, the annual cost difference between these tiers is roughly $49. If you can afford to insure your personal property at this additional expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Chandler
$25K Property$128
$50K Property$177

Tip: bundle your auto and renters insurance policies in Chandler

If you’re trying to save, purchase your renters and auto policies from a single company. Bundling renters and car insurance in Chandler can lead to substantial savings. In fact, bundling policies in Chandler leads to average auto insurance savings of $112. The car insurance company offering the most affordable rate with a renters bundle is GEICO, followed by Progressive and American Family.

Annual Bundle SavingsBundle Savings %

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