Renters Insurance in Aurora, CO

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Kristine Lee

Insurance Analyst

  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Renters insurance in Aurora, Colorado

It's very important to maintain renters insurance if you're renting a house or apartment. It covers your rental unit — and the personal property within it — against a variety of harms, including fire, theft, vandalism, or wind damage. Since bad things do happen, the affordable price of a renters policy, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

The cost of renters insurance comes down to a variety of factors, including your building's age, the material from which it’s made, its geographic location, and the pricing guidelines of your insurance company. In areas prone to events such as fire, lightning, wind, or hail, renters insurance policies may be more expensive to account for the extra risk.

The average yearly renters insurance rate in Aurora is $179.

Getting affordable renters insurance in Aurora should start with a thorough review of the top renters insurance companies. Check out our breakdown of Aurora renters insurance rates to ensure you start your search with as much background info as possible. Remember: renters insurance costs may vary based on your coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Aurora

Renters insurance rates in Aurora depend on the insurance company you choose. For instance, State Farm offers the most affordable renters insurance in Aurora, at just $125 per year. This compares favorably to the city's typical renters insurance cost of $179, providing a $54 discount on the city's normal rates.

Begin your search for a renters insurance policy by exploring the cheapest insurers in Aurora.

CompanyAverage Annual Rate in Aurora
State Farm$125

Aurora renters insurance pricing by coverage tier

The cost of your renters insurance depends on the amount of coverage you carry. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Aurora, the annual cost difference between these tiers is approximately $46. If you can afford to insure your personal property at this additional expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Aurora
$25K Property$156
$50K Property$202

Tip: bundle your auto and renters insurance policies in Aurora

If you’re trying to save, purchase your renters and auto policies from a single company. Combining renters and auto insurance in Aurora can result in substantial savings. In fact, bundling renters and auto insurance leads to average savings of 6.8% on car insurance premiums. The car insurer with the cheapest bundled rate is GEICO, followed by State Farm and American Family.

Annual Bundle SavingsBundle Savings %

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