Hialeah, FL Renters Insurance

Renters insurance in Hialeah, Florida


It's key to carry an active renters insurance policy if you’re renting an apartment or house. The coverage protects against a variety of perils, including vandalism, wind damage, theft, or fire. As these circumstances are fairly common, the affordable price of a renters policy, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

Renters insurance rates are dictated by a number of factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance policies may be more expensive to account for the extra risk.

The average annual cost of renters insurance in Hialeah is $314.

Finding cheap renters insurance in Hialeah should start with a thorough comparison of the top renters insurance companies. Consult our breakdown of Hialeah renters insurance premiums to begin your search with as much background info as possible. Remember: renters insurance costs may vary based on your coverage limits and other factors.


Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Hialeah

Renters insurance rates in Hialeah, Florida depend on the insurance company you choose. For instance, State Farm offers the cheapest renters insurance in Hialeah, at just $199 per year. That's less expensive than the city's average cost of $314, providing a $115 discount.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Hialeah.


AFFORDABLE RENTERS INSURANCE COMPANIES IN HIALEAH
CompanyAverage Annual Rate in Hialeah
State Farm$199
Universal Insurance$201
Security First$203
Peoples Trust$231
United$231

Hialeah renters insurance pricing by coverage tier

Your renters insurance rates will vary depending on the amount of coverage you purchase. The most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Hialeah, the difference in annual premium between these two tiers is approximately $142. If you can afford the up-front expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Hialeah
$25K Property$243
$50K Property$384

Tip: bundle your auto and renters insurance policies in Hialeah

If you’re looking to cut your insurance expenditures, purchase your renters and auto policies from the same company. Bundling renters and car insurance in Hialeah can save you a substantial sum each month on your auto insurance bill. In fact, bundling renters and auto insurance leads to average savings of 2.8% on car insurance premiums. The auto insurance company offering the most affordable rate with a renters bundle is GEICO, followed by State Farm and Allstate.


CAR AND RENTERS BUNDLING DISCOUNTS IN HIALEAH
Annual Bundle SavingsBundle Savings %
$932.8%


Need renters insurance? Talk to an expert today.

Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET, iDriveSafely.com and Kin Insurance.