Renters Insurance in Orlando, FL

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Kristine Lee

Insurance Analyst

  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Renters insurance in Orlando, Florida

It's important to carry renters insurance if you're renting a house or apartment. It insures your dwelling — and the personal property within — against a variety of harms, including vandalism, wind damage, theft, or fire. As these circumstances are fairly common, the affordability of rental coverage, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

The cost of renters insurance relies on a variety of factors, including your building's age, the material from which it’s made, its geographic location, and the pricing guidelines of your insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the additional risk.

The average annual price of renters insurance in Orlando is $217.

Finding affordable renters insurance in Orlando should start with a thorough comparison of the top renters insurance companies. Review our list of average Orlando renters insurance costs to ensure you start your search with as much background info as possible. Note that rates will vary based on coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Orlando

Renters insurance rates in Orlando, Florida depend on the insurance company. For instance, Castle Key offers the cheapest renters insurance in Orlando, at just $122 per year. This compares favorably to the city's typical renters insurance cost of $217, providing a $95 discount on typical rates in the city.

Begin your search for a renters insurance policy by exploring the cheapest insurers in Orlando.

CompanyAverage Annual Rate in Orlando
Castle Key$122
Security First$135
Peoples Trust$153
State Farm$154
American Integrity$183

Orlando renters insurance pricing by coverage tier

The cost of your renters insurance depends on the amount of coverage you carry. Two of the most common levels of renters insurance coverage are $25,000 and $50,000. In Orlando, the average annual cost difference between these tiers is about $91. If you can afford to insure your personal property at this additional expense, it's an option worth considering.

Coverage LevelAverage Annual Rate in Orlando
$25K Property$172
$50K Property$262

Tip: bundle your auto and renters insurance policies in Orlando

If you’re seeking ways to save on your insurance expenditures, consider carrying your renters and auto policies with the same insurance company. Bundling renters and car insurance in Orlando can save you a substantial sum each month on your auto insurance bill. In fact, bundling renters and auto insurance leads to average savings of 2.5% on car insurance premiums. The car insurance company with the cheapest bundled rate is State Farm, followed by GEICO and Allstate.

Annual Bundle SavingsBundle Savings %

Need renters insurance? Talk to an expert today.