Tulsa, OK Renters Insurance

Renters insurance in Tulsa, Oklahoma

Renters insurance is critical if you're renting a home. The coverage protects against a variety of harms, such as vandalism, wind damage, theft, or fire. Given the likelihood of these incidents occurring, the affordability of rental coverage, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

How much your renters insurance policy costs will come down to a number of factors, including your building's age, the material from which it’s made, its geographic location, and the pricing guidelines of your insurance company. In areas in which fire, lightning, wind, or hail are common, renters insurance could be more expensive.

The average annual cost of renters insurance in Tulsa is $261.

Finding cheap renters insurance in Tulsa starts with comparing policies. Review our list of Tulsa, Oklahoma renters insurance rates to ensure you start your search with as much background info as possible. Remember: rates may vary based on your coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Tulsa

Renters insurance rates in Tulsa depend on the insurance company providing the quote. For instance, USAA offers the cheapest renters insurance in Tulsa, at just $112 per year. That's less expensive than the city's average cost of $261, providing a $149 discount on typical rates in the city.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Tulsa.

CompanyAverage Annual Rate in Tulsa
State Farm$156
American National$203

Tulsa renters insurance pricing by coverage tier

Your renters insurance rates will vary depending on the amount of coverage you purchase. Two of the most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Tulsa, the difference in annual premium between these two tiers is approximately $117. If you can afford the up-front expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Tulsa
$25K Property$202
$50K Property$319

Tip: bundle your auto and renters insurance policies in Tulsa

If you’re seeking ways to save on your insurance expenditures, consider carrying your renters and auto policies with the same insurance company. Bundling renters and car insurance in Tulsa can lead to substantial savings. In fact, bundling renters and auto insurance leads to average savings of 6.5% on car insurance premiums. The car insurance company with the cheapest bundled rate is GEICO, followed by Oklahoma Farm Bureau and Farmers.

Annual Bundle SavingsBundle Savings %

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Kristine LeeManager, Content and Data

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a freelance copywriter for over five years. 

She is an authority on all things insurance and covers the ins and outs of auto, home, life and renters insurance. Her specialty is in providing data-backed insights and information to help insurance shoppers make informed decisions.

Kristine's insurance expertise and research have been cited by publications such as CNBC, BadCredit.orgCar and Driver, Business Insider, Yahoo!, The Balance, Nationwide and Elephant.