Hit by an Uninsured Driver? What to Know
A third of drivers on the road are uninsured or underinsured — and most people don't find out until after an accident....
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Latest posts by Erik J. Martin
Editorial guidelinesHome repair costs are rising in 2026 due to tariffs and inflation. Here's what to fix this fall before delays cost you even more.
Fall is a natural prompt to tackle what you've been putting off, but in 2026, tariffs, elevated labor costs, and supply...
When Your Body Shop and Insurer Disagree, Who Wins?
When your body shop and insurance company see a repair differently, you're the one stuck in the middle. Here's how the...
Wildfire Could Displace You for Months. Is Your Insurance Ready?
Loss of use coverage (ALE) pays temporary housing costs after wildfires force you from your home, up to policy limits.
NFL Season Is Back. So Is One of the Riskiest Times to Be on the Road.
Football season means packed stadiums, tailgate parties, and watch parties at home. It also means a spike in impaired...
Your Kid Is Officially an Adult. Is Your Insurance Ready for That?
Whether your kid is heading to college or moving back home, your insurance picture just changed. Here's what parents...
Does Your Teen Really Need a Car? The Numbers May Surprise You
Teen driving costs have never been higher. Before you hand over the keys, here's what families should consider, from...
You Bought the House; Now Here Comes the Real Cost of Ownership
Buying the home was the easy part. From insurance to maintenance to property taxes, here's what new homeowners actually...
Fourth of July Insurance Mistakes That Could Cost You
The Fourth of July means road trips, backyard parties, and fireworks, and a spike in insurance claims. Here's how to...
Vanlife Is Getting Expensive. Here's Why Americans Are Ditching DIY for Adventure Vans
Rising costs and insurance headaches are cooling the DIY vanlife dream, and fueling demand for adventure vans built for...
