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How can I add a driver to my American Family policy?

I need to add my college-aged son to my policy for the summer. How do I add or remove drivers with American Family?

Sep 24, 2025 Phoenix, Arizona

Answer
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Beth Swanson

Insurance Analyst

Beth joined The Zebra in 2022 as an Associate Content Strategist. A licensed insurance agent, she specializes in creating clear, accessible content t…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • Associate in Insurance (AINS)
  • Professional Risk Consultant (PRC)
  • Associate in Insurance Services (AIS)

The simplest way is to call your American Family agent or log into the MyAmFam app to make the update. You’ll need your son’s driver’s license information, and your agent can walk you through how adding him could affect your premium. Young drivers, especially college-aged ones, are often considered higher risk, so you may see an increase — but your agent can also check whether you qualify for student discounts, good grade savings, or even a “student away at school” discount if he’s not driving full time during the school year.

If he’s only going to be behind the wheel during the summer, you can also remove him from your policy when he goes back to school. That way, you’re not paying for coverage when he’s not using the car. Just be sure to time the change carefully so he’s not left uninsured if he plans to drive while he’s home on break.

Keeping your driver list accurate is really important. If someone who regularly uses your car isn’t listed on your policy, there’s a chance they won’t be fully covered if they’re in an accident. Updating your policy helps avoid those kinds of surprises.

If you've got more questions about your policy or want to shop around for the best coverage for college students, you can always reach out to our in-house agents.

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