Ask An Agent

      

Get free insurance advice on demand

    

Question

Do I have to pay a deductible if I caused an accident?

I was backing up and hit another car with my bumper. There was no damage to my truck, but I broke their front bumper. When they file a claim with my insurance company, will I be required to pay my deductible?

Agent Answer

Ross
If you do not file a claim to have your car repaired you do not have to pay your deductible. Your liability insurance will pay for the damages to the other vehicle. Liability coverage does not have a deductible, meaning you will only pay a deductible to have your car repaired if your comprehensive or collision coverage pays for the damages. Good luck and if you have any questions, don’t hesitate to ask. For more information regarding car insurance and claims, see here.

Was this helpful?

0 0
  • Didn't Find What You Were Looking For?

    Ask us another question and an insurance expert will get back to you with an answer.

Looking to save money on your car insurance?

Learn More