If you do not file a claim to have your car repaired you do not have to pay your deductible. Your liability insurance will pay for the damages to the other vehicle. Liability
coverage does not have a deductible, meaning you will only pay a deductible to have your car repaired if your comprehensive
coverage pays for the damages. Good luck and if you have any questions, don't hesitate to ask
. For more information regarding car insurance and claims, see here.