All Questions

I would recommend getting what's called a CLUE Report. This is a comprehensive loss report. It would show your entire loss history with your name. Show this to your insurance company to prove you did not have an accident. This should remove the claim you are being rated for. Best of luck.

While all cars need to be registered and insured by law in Georgia, the amount of time you are allowed to drive a new vehicle before adding it to your car insurance policy depends heavily on who you are insured by: some companies give you 30 days, some don't even offer a grace period. Therefore, we…

You must report a lienholder to your insurerInsurance companies do not know who the lienholder is without it being explicitly provided, but many insurance agents will ask for it when they write the policy if you mention that your vehicle is financed. In general it's always recommended that you be a…

You need to contact the DMV in Arizona. In most cases you can order a record of your driving history - but it might cost a small fee. Another thing to think about is your rate increase. That's a pretty big increase just for a speeding ticket. In 2020, the average increase for a speeding ticket in A…

ADOT stands for Arizona Department of Transportation, and the ADOT code identifies your insurance company to the state proving that you have the minimum amount of liability coverage. If you're curious you can read more about auto insurance requirements in Arizona.Your ADOT code should be listed on …

I would not recommend speaking with your insurance company unless the other driver refuses to pay for the damages. Because you have the police report and hopefully the other driver's insurance information, you should call their insurance company and begin the claims process. If you do not have thei…

If your vehicle registration isn't up for renewal soon, you might be able to put the vehicle into "storage protection." What this means is the vehicle is not legally allowed on the road, but will still maintain comprehensive coverage in order to protect the vehicle from theft and weather damage. Th…

Basically, this is just another way to describe rental reimbursement coverage (which is part of rental car insurance coverage). What that means is if your vehicle becomes temporarily disabled from an incident that's covered by your policy, this coverage would reimburse you for the transportation ex…

Great question! While it can vary by carrier, most car insurance companies will charge (i.e. increase your premium) for any ticket or violation within the past 3 years. You typically won't be charged for anything that happened beyond three years ago, however, insurance companies will still pull fiv…

USAA eligibility flows to spouses and children, not parents or in-lawsIt is my understanding that USAA eligibility flows "downstream" – which means you need to be a child or spouse of an established member to get a USAA policy. Therefore parents, or in your case in-laws, of USAA members are likely …