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Can I insure a boat with someone else's name on the title
You shouldn't have a problem doing that. Since the boat is still registered in your father-in-law's name, you might need to have him listed as an "additional interest" in the policy documentation. What this would mean, if the boat was damaged and you were to receive a payout, your father-in-law wou…
Debris fell out of truck and damaged my bumper
I recommend you contact your insurance company and give them all the information regarding the accident. This includes photos of the damage to your vehicle, the highway name, time, the license plate of the at-fault driver, and a vehicle description. Providing as much information as possible will ne…
How does changing my due date affect my car insurance
Sorry to hear about your accident. You should still be covered since it sounds like you didn't miss your payment. Sometimes, if you completely change your due date, you can miss a billing cycle. In terms of your accident, you should still be covered. Due dates are notices of bills to be paid. As l…
Is car insurance a hard or soft credit check?
Insurance companies thankfully run a soft credit check. There are companies that do not use credit as a rating factor (as we discuss in our related article), but they are hard to find. So, if you're worried about car insurance companies pulling your credit negatively impacting you, rest assured the…
Does the state offer a grace period for car insurance?
If you have another policy already established with a car insurance company, they might offer a grace period. Meaning, a few weeks from when you buy it until you need to add it to your policy. However, the state wouldn't have anything to do with this. If you have an established policy and this is y…
Will my rates increase if I hit a fence?
If you have liability coverage on your vehicle, which your state requires, the damage will be covered. However, if you file a claim you will most likely suffer a rate increase for what your car insurance company would consider an at-fault accident. In California in 2017, the average rate increase a…
At-fault driver lied about having insurance
I would contact the police and let them know the insurance information provided is invalid. Give them all the information you have available to you; the other driver's license plate, police report, all photos of the incident, etc. Next, I would contact your insurance company and let them know what …
Driving record transfer from state to state
Most companies will only run the current MVR so in your case Texas would be pulled and the Illinois ticket will not show up. The issue would be if the underwriters pull the Illinois records and see the ticket they will add it to your policy after you have bound it. My best advice is to disclose the…
At-fault driver gave me the wrong information
I would contact the police with what info you have. If you have the plate they should be able to locate the owner and either pull his insurance info or track them down to get it again. Also you could check with the insurance company if just the policy number is wrong the company you are filing a cl…
Why is car insurance so expensive in Kentucky?
Kentucky is much more expensive due to their insurance laws. Indiana only requires you carry liability insurance. KY has a law that requires you to carry Personal Injury Protection. This covers medical costs regardless of fault in an accident. You may hear people call it "no-fault" Insurance. This …
