All Questions

If a company policy covers the accident, you don’t need to notify your personal insurerSince the damage is being covered by the company's commercial or business policy then he doesn't have to notify his personal car insurance provider. However, the car accident is still likely to show up on his dri…

The short answer is no, and there are two reasons why.First, you can't temporarily pause or suspend an auto insurance policy. A policy is either active or it isn't. Canceling mid-term would create a lapse in coverage, and continuous insurance is one of the biggest rating factors insurers look at. T…

The answer to your question will depend completely on the specifics of how the damage occurred. The gas station will pay for the damage if: If your vehicle was not moving and the brushes or moving parts of the car wash damaged your vehicle then the liability would be on the owner of the wash. …

Florida currently requires homeowners insurance policies and by extension insurance companies to offer coverage for what they call “Catastrophic Ground Collapse,” which may not actually cover damage caused by a sinkhole. Catastrophic Ground Collapse coverage differs from sinkhole insurance by requi…

Thanks for reaching out to The Zebra about this.There are a couple of things to think about in your specific situation, and your solution will depend on how you want to handle this. Here are three scenarios to consider:If your car is registered you will need to have insurance on it, even if you are…

Start by reporting the accident to your own insurance company as soon as possible, even if the damage looked minor and you did not call the police at the scene. Give them the photos, the other driver’s contact information, and the insurance card they provided. Your insurer can help verify whether t…

This can be tricky. Since he doesn't live in your residence full-time, he no longer needs to be listed on the policy. But, his ability to use your car will depend on the specific conditions of your car insurance policy. Namely, do you have what's called permissive user. Permissive use or user refer…

There's a couple of things to think about here. Let's break it down below:  First, most insurance companies require you to report all accidents, even when a claim is not filed. Check your policy specifications.Next, the other driver cannot stop you from filing a claim with your insurance company no…

Because of this, I recommend getting an estimate for the repairs prior to filing a claim. If the value of the repairs is less than the rate increase you would receive plus your deductible (so, $2,080 + $500 to $1,000), I recommend repairing the vehicle yourself. check our handy claims calculator to…

There are a few different factors to consider.First, most insurance companies require you to report any incident that occurs with the car, even if a claim is not filed. Check with your specific company for their guidelines.Second, look at your car insurance policy to see what kind of coverage you h…