All Questions

There's a couple of things to think about here. First, your boyfriend's sister cannot and should not insure the vehicle simply because she does not drive it. Second, although you do not have a license, you should still get the vehicle insured as it is required by law in North Carolina. Thankfully, …

Paying out of pocket can be cheaper long-term than a rate increaseThere are a few things to consider.First, most insurance companies require you to report any incident, even if a claim is not filed.Filing a claim will impact your insurance rates. Check out our article on the claims process which wi…

This can be tricky to answer. In Maine, they have a law called Implied Consent. Basically, if you refuse to submit to a sobriety test, you can have your license immediately suspended. This suspension can last up to six years. Furthermore, because this is considered an administrative suspension, no …

No - even if you had a policy begin that day, it would not help getting your ticket dismissed. Because insurance is required in your state, you will still need to have insurance. I recommend getting a car insurance policy as soon as possible to avoid any penalties. Furthermore, you will have to sho…

Thanks for reaching out to The Zebra. There are a few things to think about with your situation.Liability laws: In Nevada, just like most states, if the vehicle is registered, you need to have insurance on the vehicle. You can have the state minimum liability coverage. If you were to cancel the ins…

So there are a few things to consider before you file the claim.How much does it cost to repair the damage to your car? If it's less or close to the amount of your deductible, then you wouldn't want to file a claim because they wouldn't pay much for the damages, if any at all.Is the damage is more …

Several companies will insure you with an International driver's license. Remember that most companies will add a surcharge to the policy because they cannot verify your driving history. The surcharge will vary by company and typically they will require you to show proof of your International licen…

First off, a police report is not always necessary to file a claim, especially for incidents that only involve one vehicle.As for your second question, should you file a claim, the choice will ultimately be up to you. However, I recommend following the advice below before deciding to file a claim:G…

There are several things to think about here. First, it sounds like your vehicle is likely totaled. California uses what's called a total loss formula: a vehicle is declared a total loss if the cost of repairs (your $7,000) plus the car's scrap or salvage value is greater than or equal to its actua…

This can really depend on a number of things. Fault can only be determined by a claims adjuster who has reviewed the accident and any corresponding documentation. If you are at fault in the accident, your insurance will only pay for the damages you caused to the other car in the accident. The owner…