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The person I hit wants me to pay out of pocket for damage
There's a couple of things to think about here. Let's break it down below: First, most insurance companies require you to report all accidents, even when a claim is not filed. Check your policy specifications.Next, the other driver cannot stop you from filing a claim with your insurance company no…
What is the statute of limitations for filing a GEICO claim?
Because of this, I recommend getting an estimate for the repairs prior to filing a claim. If the value of the repairs is less than the rate increase you would receive plus your deductible (so, $2,080 + $500 to $1,000), I recommend repairing the vehicle yourself. check our handy claims calculator to…
Husband backed into a pole in his work's parking lot how to handle insurance
There are a few different factors to consider.First, most insurance companies require you to report any incident that occurs with the car, even if a claim is not filed. Check with your specific company for their guidelines.Second, look at your car insurance policy to see what kind of coverage you h…
How does it work with insurance if I was hit by a moped
The short answer is yes, your premium will go up if you file a claim. Anytime your company has to pay out on a claim your insurance will increase. If you do not want to file a claim with your company you can seek an attorney for advice on taking legal action to have the damages covered by the respo…
Lying about the primary driver on a car insurance policy wrong
It is considered illegal to lie about who the listed primary driver is and who actually drives the car most frequently. Depending on the situation, it can either be classified as a misdemeanor or a felony. If you are convicted of insurance fraud, it will be extremely difficult to get insurance goin…
What should I do with my car insurance after I pay off my car loan?
3. It depends on the value of your vehicle. The answer to your third question is subjective and up to each individual to decide what suits their needs best. That being said, you should try to get a fairly accurate idea of your vehicle's actual cash value (ACV) since that is what GEICO would pay if …
How do I update my car insurance after getting a new license?
Congrats on the move! Because car insurance is priced at the zip code level and regulated at the state, you're going to want to update your coverage to reflect that. Bear in mind, your premium will change as a result of your move. According to our data, the average premium in Illinois is $1,285 ver…
Can I pro-rate a car if I add it to an existing policy?
Thanks for reaching out to The Zebra! Adding multiple vehicles and changing policies can be a little confusing, so we're happy to help. The answer is yes, the insurer will pro-rate the change to the plan and add the new vehicle to the existing term. Usually, adding another car just takes a simple p…
Someone hit my partially opened door in a parking space
This can be a tricky situation. Although we're both licensed insurance professionals, only a claims adjuster would be able to handle this so that is where I would take my question. However, in my experience, the owner of the parked vehicle is considered at fault in these instances because they have…
If my friend gets a ticket while driving my uninsured car, who will it go to?
If your friend was pulled over without insurance, they would be the one to receive the ticket. However, if they caused an accident, the other party may be able to come after you AND your friend for damages. This is because you are the owner of the car and required by law, as an owner, to have insur…
