Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

What do I do if my car is hit by an object that came off of someone else's vehicle?

My wife was on the highway when something flew off a semi truck and hit her SUV. We took down the plate number but aren't sure who will be responsible for the damage since the driver didn't even stop. What should we do?

Aug 13, 2024 Manteno, IL

Answer
Author profile picture
The Zebra
The nation's leading independent insurance comparison site

The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison …

Filing a police report and contacting your insurance provider would be my recommendation. Doing this allows the police to search for the driver pulling the trailer while your insurance company starts the repair process on your vehicle. The driver of the truck should be responsible, but it may be difficult to locate that person so you should file the claim with your company soon to have the repair process started rather than waiting on the other driver. I hope this helps and best of luck!
Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

How do I handle an accident where the person I hit is claiming more damage than what was actually caused?

If you are filing a claim with your insurance company then the simplest solution is to provide them with pictures of the damage from the accident scene. They will investigate the accident and pay for any damage for which you are liable. Whether or not they cover the damaged tail light will not make…
Aug 13, 2024 Kent, WA

If I backed into a pole, do I need a police report?

First off, a police report is not always necessary to file a claim, especially for incidents that only involve one vehicle.As for your second question, should you file a claim, the choice will ultimately be up to you. However, I recommend following the advice below before deciding to file a claim:G…
Oct 23, 2025 Taylorville, IL

Should I be worried about a winter driving claim with Travelers?

I don’t blame you for being cautious after your last experience! With Travelers, most people find the claims process smoother than average. You can report a claim anytime online or by phone, and they usually get an adjuster assigned quickly. A lot of drivers also like their ConciergeCLAIM repair pr…
Mar 26, 2026 Albany, NY

Do I have to be a member to get Farm Bureau insurance?

In many states, yes, joining your local Farm Bureau is part of getting home and auto insurance through them. There is also a membership fee, but dues are pretty affordable, often between $25 and $75 per year, depending on location. That small fee helps fund local programs and gives you access to a …
Oct 24, 2025 Moline, IL