Question
What coverage do I need if a deer runs into my car?
I was driving down the road when a deer ran right into the passenger side door of my car. There is a huge dent and I'm worried I may not be covered. What coverage do I need for this?
Answer
Animals cause all sorts of damage to vehicles, and not always because someone hits them with their car. Luckily, car insurance companies don't discriminate over you hitting a deer or a deer hitting your car, so in cases of damage caused by animals – with the exception of hitting a dead animal in the road – comprehensive coverage is all you need. This jack-of-all-trades coverage protects drivers from all sorts of hazards, animals included, so check to see if you have this on your policy. Good luck!
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.