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What coverage do I need if a deer runs into my car?

I was driving down the road when a deer ran right into the passenger side door of my car. There is a huge dent and I'm worried I may not be covered. What coverage do I need for this?

Mar 6, 2017 Greensburg, PA

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The Zebra

The nation's leading independent insurance comparison site

The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison …

Animals cause all sorts of damage to vehicles, and not always because someone hits them with their car. Luckily, car insurance companies don't discriminate over you hitting a deer or a deer hitting your car, so in cases of damage caused by animals – with the exception of hitting a dead animal in the road – comprehensive coverage is all you need. This jack-of-all-trades coverage protects drivers from all sorts of hazards, animals included, so check to see if you have this on your policy. Good luck!

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