Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Is there a temporary non-owners car insurance for foreign drivers?

I am an international graduate student. I am about to apply for an American driver's license in North Carolina. Before I get my driver's license, I would like to have a non-owners car insurance policy. Am I eligible for this policy as a foreign driver?

Feb 24, 2023 Durham, NC

Answer
Author profile picture
Ross Martin
Insurance Writer

Ross joined The Zebra as a writer and researcher in 2019. He specialized in writing insurance content to help shoppers make informed decisions.

Ross h…

Credentials
  • 5+ years in the Insurance Industry

As an international student, you do have some options. The Zebra can offer Non-Owner's policies for drivers with a foreign license. We can't quote that online because a car is required, but you can give us a call at 888-807-3823. We will quote you with several companies at once. To qualify for a non-owners policy, you cannot own a car or have a specific car that you drive regularly. Once you purchase a car, you will need to get a regular auto policy. You can also wait to get insurance until you purchase the vehicle and still use your foreign license. Keep in mind, you will need at least the minimum liability requirements for your state.  Here are some further resources that could help:

Good luck and if you have any questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Good rates with Penn, but how about claims?

That’s a fair question. Most people find Penn National quick and helpful for smaller claims. Things like roof repairs or minor car damage usually get handled fast, but bigger claims can take longer. That’s pretty common with any insurer, especially when multiple estimates or inspections are involve…
Jul 30, 2026 Greenville, NC

Does my insurance cover the damage to trailer even though I wasn't hauling it?

The claim should be covered by your insurance company as long as your policy includes permissive use. Permissive use means that claims will be covered if you give someone (who doesn't drive the vehicle regularly or lives with you) permission to drive the vehicle. Keep in mind, when a claim is paid …
Apr 29, 2022 Staley, NC

Do I have a legal three-day window to drive to NY in my new car without plates?

There is no legal window where you can drive without the plates. If you are buying through a dealership they should be able to assist you on behalf of the state of Virginia in obtaining a temporary plate. You would likely just need to show insurance at the point of sale to get that done. If you are…
Aug 13, 2024 Fredericksburg, VA

Can I insure a vehicle that I don't own?

Great question! You are correct that you will need a separate policy from your mom since you don't live together. As far as insuring the vehicle under your name, you shouldn't have a problem doing so. Here is how to handle this:Have your mom listed as an insurable interest:What this means is becaus…
Aug 8, 2025 Abilene, TX