Pomona, CA Car Insurance

How much does car insurance cost in Pomona?


The average cost of car insurance in Pomona, California, is $2,029 each year. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Pomona.


AUTO INSURANCE COSTS: POMONA VS. STATE AND US AVERAGES
Pomona Average (per year)California AverageU.S. Average
$2,029$1,868$1,548

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Pomona car insurance rates by provider


The difference in auto insurance rates from company to company can be substantial. For a typical insurance customer, GEICO provides Pomona's cheapest rates. We've listed the best cheap car insurance companies in Pomona below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.


POMONA CAR INSURANCE RATES BY COMPANY
CompanyAverage Rate (annual)
GEICO$1,444
Mercury$1,565
AAA$1,750
Alliance$1,892
Infinity$2,056

Read our guide to finding the best cheap auto insurance.



Pomona auto insurance premiums by age

The age bracket that pays the least for auto insurance in Pomona consists of drivers in their age_60s, who pay an average of $1,806. Drivers in their age_50s pay marginally higher rates — $1,820 per year.

Teenage drivers pay Pomona's most expensive insurance rates. When drivers hit their 20s in Pomona and move out of the teenage age bracket, they reduce their premiums substantially. In Pomona, teenage drivers pay $7,501 — a full $5,682 more than the second-most expensive rate paid by an age group.


CAR INSURANCE RATES BY AGE TIER IN POMONA
Age groupAverage Yearly Rate
Teenagers$7,501
20s$2,999
30s$1,976
40s$1,911
50s$1,820
60s$1,806
70s$2,102

Learn more about the impact of age on car insurance premiums.



Pomona car insurance rates by marital status and gender


In some cases, a driver's marital status and gender may affect their car insurance rates. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Pomona pay $85 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Pomona, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is yet another factor that can affect auto insurance premiums. In Pomona, female drivers pay $4 per year more than do male drivers.


INSURANCE RATES IN POMONA BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Annual Rate
Female$2,033
Male$2,029
Single$1,944
Married$1,944
Divorced$2,029
Widowed$1,972

Read more about the relationships between gender, marital status and insurance rates.



Pomona car insurance costs by driving history


No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.

Pomona drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,482 per year versus the city average. A ticket for speeding results in an $834 rate hike, on average, while a DUI violation costs $3,375per year in insurance premiums.


AVERAGE POMONA INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
CitationAverage Yearly Rate
DWI/DUI$5,404
Reckless Driving$5,511
At-fault Accident (damages less than $1,000)$2,037
At-fault Accident (damages greater than $2,000)$3,556
Speeding Ticket (16-20 mph over speed limit)$2,863

Get more info on how a bad driving history can impact your car insurance costs.



Pomona car insurance rates by credit tier


Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. In fact, Pomona drivers who build their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn a 0% decrease in car insurance rates. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Pomona, improving your credit to "Fair" could help you earn a $0 decrease in annual car insurance rates.


POMONA CAR INSURANCE PREMIUMS BY CREDIT LEVEL
Credit LevelAverage Annual Rate
Very Poor$2,029
Fair$2,029
Good$2,029
Very Good$2,029
Exceptional$2,029

Learn more about the relationship between poor credit and car insurance.



Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a masters degree from Royal Holloway, University of London. He has been quoted by Kin Insurance, Safety.com, and autoinsuranceEZ.com.