The typical auto insurance policy costs $169 per month in Pomona. Compare rates and save if you're paying too much.
The average cost of car insurance in Pomona, California, is $2,029 each year. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Pomona.
|Pomona Average (per year)||California Average||U.S. Average|
The difference in auto insurance rates from company to company can be substantial. For a typical insurance customer, GEICO provides Pomona's cheapest rates. We've listed the best cheap car insurance companies in Pomona below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
The age bracket that pays the least for auto insurance in Pomona consists of drivers in their 60s, who pay an average of $1,806. Drivers in their 50s pay marginally higher rates — $1,820 per year.
Teenage drivers pay Pomona's most expensive insurance rates. When drivers hit their 20s in Pomona and move out of the teenage age bracket, they reduce their premiums substantially. In Pomona, teenage drivers pay $7,501: $5,682 more than the second-most expensive rate paid by an age group.
|Age group||Average Yearly Rate|
In some cases, a driver's marital status and gender may affect their car insurance rates. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Pomona pay $85 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Pomona, insurance rates for those who are widowed are less expensive than rates for those who are single.
Gender is yet another factor that can affect auto insurance premiums. In Pomona, female drivers pay $4 per year more than do male drivers.
|Marital Status/Gender||Average Annual Rate|
No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Pomona drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,482 per year versus the city average. A ticket for speeding results in an $834 rate hike, on average, while a DUI violation costs $3,375 per year in insurance premiums.
|Citation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$2,037|
|At-fault Accident (damages greater than $2,000)||$3,556|
|Speeding Ticket (16-20 mph over speed limit)||$2,863|
In the state of California, insurance companies aren't allowed to use a driver's credit score as a rating factor.