How much does car insurance cost in Pomona?
The average cost of car insurance in Pomona, California, is $2,029 each year. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Pomona.
AUTO INSURANCE COSTS: POMONA VS. STATE AND US AVERAGES
|Pomona Average (per year)||California Average||U.S. Average|
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Pomona car insurance rates by provider
The difference in auto insurance rates from company to company can be substantial. For a typical insurance customer, GEICO provides Pomona's cheapest rates. We've listed the best cheap car insurance companies in Pomona below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
POMONA CAR INSURANCE RATES BY COMPANY
|Company||Average Rate (annual)|
Pomona auto insurance premiums by age
The age bracket that pays the least for auto insurance in Pomona consists of drivers in their age_60s, who pay an average of $1,806. Drivers in their age_50s pay marginally higher rates — $1,820 per year.
Teenage drivers pay Pomona's most expensive insurance rates. When drivers hit their 20s in Pomona and move out of the teenage age bracket, they reduce their premiums substantially. In Pomona, teenage drivers pay $7,501 — a full $5,682 more than the second-most expensive rate paid by an age group.
CAR INSURANCE RATES BY AGE TIER IN POMONA
|Age group||Average Yearly Rate|
Pomona car insurance rates by marital status and gender
In some cases, a driver's marital status and gender may affect their car insurance rates. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Pomona pay $85 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Pomona, insurance rates for those who are widowed are less expensive than rates for those who are single.
Gender is yet another factor that can affect auto insurance premiums. In Pomona, female drivers pay $4 per year more than do male drivers.
INSURANCE RATES IN POMONA BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Annual Rate|
Pomona car insurance costs by driving history
No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Pomona drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,482 per year versus the city average. A ticket for speeding results in an $834 rate hike, on average, while a DUI violation costs $3,375per year in insurance premiums.
AVERAGE POMONA INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Citation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$2,037|
|At-fault Accident (damages greater than $2,000)||$3,556|
|Speeding Ticket (16-20 mph over speed limit)||$2,863|
Pomona car insurance rates by credit tier
Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. In fact, Pomona drivers who build their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn a 0% decrease in car insurance rates. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In Pomona, improving your credit to "Fair" could help you earn a $0 decrease in annual car insurance rates.
POMONA CAR INSURANCE PREMIUMS BY CREDIT LEVEL
|Credit Level||Average Annual Rate|