Glendale Homeowners Insurance

The Zebra
Aug. 26, 2019

Find cheap home insurance in Glendale


A critical consideration for every homeowner should be home insurance. It covers your dwelling — and the personal property within it — against a variety of perils, including fire, theft, vandalism, or wind damage. Events like this occur regularly. When paired with the high cost of repairing or rebuilding a home, investing in homeowners coverage can seem like a smart move.

What you pay for homeowners insurance depends on many factors. This can include the overall value of your house, the value of your personal belongings, and the materials that were used when building your home. Location also plays a role in determining the price of your homeowners insurance policy. In areas prone to perils likefrozen pipes, hail, windstorms, or wildfires, home insurance policies may be more expensive to account for the extra risk. Find out more info about what your homeowners insurance policy covers.

If you want to find inexpensive home insurance in Glendale, start with shopping around and comparing a variety of different policies. Have a look at the summary below comparing average Glendale homeowners insurance rates to ensure you start your search with as much background info as possible. It's important to remember that the cost of your homeowners insurance is often based on the coverage limits you choose as well as a variety of other factors.


Glendale, Arizona, homeowners insurance:
  1. Rates by company
  2. Rates by coverage level
  3. Rates by ZIP code
  4. Insurance bundle discounts

Home insurance in Glendale by insurance company

Homeowners insurance rates in Glendale vary from one insurance company to another. The most affordable home insurance in Glendale is CSAA offering average annual rates at just $732 per year. This is considerably cheaper than the city’s average homeowners premium of $1,351.

Below you'll find a list of the cheapest homeowners insurance companies in Glendale, Arizona to help you start your search.


AFFORDABLE HOMEOWNERS INSURANCE COMPANIES IN GLENDALE
CompanyAverage Annual Rate
CSAA$732
State Farm$926
Liberty$997
USAA$1,068
Iowa Farm Bureau$1,113

Average homeowners insurance costs in Glendale by coverage level

The level of homeowners coverage you select has an impact on the insurance premiums you pay. In Glendale, carrying $200K dwelling coverage costs an average of $1,071, while carrying additional coverage up to $400K costs $1,769/year.


HOMEOWNERS INSURANCE RATES IN GLENDALE — POPULAR COVERAGE LIMITS
Coverage LevelAverage Annual Rate
$200K Dwelling$1,071
$400K Dwelling$1,769

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Glendale home insurance rates by ZIP code

Not every area of Glendale has equal home insurance premiums. The amount of claims filed in your local area can be a factor in determining the price of your policy. Put simply, where you live could have a huge impact in what you pay for home insurance.

If you're looking for the most affordable homeowners coverage in Glendale, take at look at the 85382 ZIP code. In the 85382 area, homeowners policies typically cost just $1,211 per year on average, which isa full $139 less than the overall average for Glendale. Find the best places to live in Glendale for cheap home insurance by looking at the following table.


AFFORDABLE ZIP CODES FOR HOMEOWNERS INSURANCE IN GLENDALE
ZIP CodeAverage Annual Home Insurance Rate
85382$1,211
85340$1,245
85310$1,268

Other areas of Glendale, it should be noted, face homeowners rates that surpass the city average . Crime rates, fire risk, and even your how close you are to emergency services such as fire and police stations could impact rates the risk level of certain parts of the city, which has the potential to drive up premiums in the area. An average annual rate of $1,430 makes 85305 the most expensive ZIP code in Glendale for homeowners insurance.


EXPENSIVE AREAS FOR HOMEOWNERS INSURANCE IN GLENDALE
ZIP CodeAverage Annual Home Insurance Rate
85305$1,430
85301$1,420
85303$1,404



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Money-saving tip: bundle home and auto insurance in Glendale

You might want to consider bundling your auto and home insurance policies through the same company if you are looking to save on overall insurance costs . Bundling home and auto insurance can be a good money-saving option. By bundling your policies, Glendale homeowners could see annual savings of 16% on average.


CHEAPEST AUTO INSURANCE RATES WITH HOME BUNDLE IN GLENDALE
CompanyAvg. Annual Auto Insurance Rate (Bundle)
USAA$1,002
GEICO$1,017
State Farm$1,314
Progressive$1,334
American Family$1,343

A great way to save on insurance is to bundle your home and auto policies with the same insurance company. Call 855-493-9728 to speak with an insurance specialist today.


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