Hialeah Homeowners Insurance

The Zebra
Aug. 26, 2019

Find cheap homeowners insurance in Hialeah


Home insurance is a hugely important part of owning a home. Fire, vandalism, theft, and wind damage are just a handful of the perils for which home insurance can protect your dwelling and personal property. With the relative frequency of such events -- along with the high cost of rebuilding or repairing damages to a home -- purchasing home insurance is a smart investment.

What you pay for homeowners insurance depends on myriad factors, including the value of the dwelling, the value of your personal items, and the materials used to construct the home. Your home's location can also impact how much you pay, as some locations are more prone to destructive hazards. If your area is at risk of being affected by hail, strong winds, fire, frozen pipes, or volcanic activity, then your premiums could be substantially higher than average. Discover more about what your homeowners insurance policy covers.

If you want to find cheap home insurance in Hialeah, start with shopping around and comparing a variety of different policies. . Check out the below summary of average Hialeah homeowners insurance premiums to ensure you start your search with as much background info as possible. One thing to note is that the yearly cost of homeowners coverage is determined based on your chosen coverage limits as well as a number of other rating factors.


Hialeah, Florida, homeowners insurance:
  1. Rates by company
  2. Rates by coverage level
  3. Rates by ZIP code
  4. Insurance bundle discounts

Home insurance in Hialeah by insurance company

What you pay for homeowners insurance in Hialeah will depend on the insurance company you get your policy through. Security First offers the most affordable home insurance in Hialeah, at just $830 per year. This compares favorably to the city’s average homeowners premium of $5,902.

Begin your search for a home insurance policy by reviewing the cheapest companies in Hialeah, Florida, listed below.


AFFORDABLE HOMEOWNERS INSURANCE COMPANIES IN HIALEAH
CompanyAverage Annual Rate
Security First$830
State Farm$1,528
Allstate$2,254
American Integrity$4,332
Peoples Trust$5,728

Average homeowners insurance costs in Hialeah by coverage level

Your chosen amount of homeowners coverage impacts the insurance premiums you pay . Homeowners in Hialeah who carry $200K in dwelling coverage pay an average of $3,997 per year, while those with coverage up to $400K pay around $7,779 per year.


HOMEOWNERS INSURANCE RATES IN HIALEAH — POPULAR COVERAGE LIMITS
Coverage LevelAverage Annual Rate
$200K Dwelling$3,997
$400K Dwelling$7,779

Speak with a homeowners insurance expert

Hialeah home insurance prices by ZIP code

Homeowners insurance premiums can vary depending on what part of Hialeah in which you live. The amount of claims filed in your local area can be a factor in determining the price of your policy. Put simply, the location of your home could have a huge impact in what you pay for home insurance.

The cheapest home insurance rates in Hialeah are available in 33010. In 33010, the typical home insurance policy costs $5,888 per year — $15 less than the citywide average in Hialeah. The below table shows the best places to live in Hialeah if you’re looking for affordable homeowners insurance.


AFFORDABLE AREAS FOR HOMEOWNERS INSURANCE IN HIALEAH
ZIP CodeAverage Annual Home Insurance Rate
33010$5,888
33014$5,889
33013$5,891

Other areas of Hialeah, however, face homeowners rates that surpass the city average . Crime rates, fire risk, and even your how close you are to emergency services could lead insurance companies to see certain neighborhoods as higher risk, which could drive up area rates. One of the costliest ZIP codes for homeowners insurance in Hialeah is 33015, with an annual average rate of $5,947.


EXPENSIVE AREAS FOR HOMEOWNERS INSURANCE IN HIALEAH
ZIP CodeAverage Annual Home Insurance Rate
33015$5,947
33018$5,920
33012$5,901

Money-saving tip for home and auto insurance in Hialeah: bundling

You might want to consider bundling your auto and home insurance policies through the same company if you are looking to save on overall insurance costs . Bundling your homeowners and auto insurance can save you a substantial sum each month on your auto insurance bill. By bundling your policies, Hialeah homeowners could see annual savings of 7% on average.


CHEAPEST AUTO INSURANCE RATES WITH HOME BUNDLE IN HIALEAH
CompanyAvg. Annual Auto Insurance Rate (Bundle)
USAA$1,271
GEICO$2,317
State Farm$2,791
Allstate$3,561
Progressive$3,828

A great way to save on insurance is to bundle your home and auto policies with the same insurance company. To speak with an insurance expert, reach out to us at 855-493-9728 today.


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