Liberty Mutual vs. The Hartford

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Liberty Mutual or The Hartford: Which Company is Best for You?

Liberty Mutual and The Hartford are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Liberty Mutual was founded in 1912, while The Hartford was founded in 1810. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
Discount Comparison Liberty Mutual The Hartford
Good Student supported supported
Multiple Policies supported supported
Multiple Vehicles supported supported
Anti-Theft Device(s) supported supported
Anti-Lock Brake System supported supported
Air Bags supported
Good Driver supported supported
Defensive Driver supported supported
Student Away at School supported
Driver Training supported supported
Green Vehicles
Affinity Membership Alum supported supported
Advanced Purchase
Pay in Full supported
Home Owner supported
eSign or ePay
Telematics supported
New Vehicle
Annual Mileage supported
Military supported
Ratings Comparison Liberty Mutual The Hartford
Financial Strength Question mark icon Good Excellent
JD Power Rankings Question mark icon Average Excellent
User Satisfaction Question mark icon 4.2/5 4.2/5
Other Products Liberty Mutual The Hartford
Boat Insurance supported supported
Condo Insurance supported supported
Life Insurance supported
Homeowners Insurance supported supported
Travel Trailer Insurance supported supported
Renters Insurance supported supported
RV Insurance supported supported
Motorcycle Insurance supported
Mobile Home Insurance supported
Other Features Liberty Mutual The Hartford
About Liberty Mutual's "Buy Online Now” option may qualify drivers for additional discounts. Liberty Mutual customizes its insurance offerings so drivers only pay for what they need. Since 1810, The Hartford continually seeks new and better ways to proactively respond to their customers needs.
Roadside Assistance Liberty Mutual offers 24-hour Roadside Assistance — covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors — with purchase of optional Towing & Labor coverage. The Hartford has towing and labor coverage to help pay for a tow if your vehicle is inoperable regardless of whether the vehicle is involved in an accident.
Additional Discounts Liberty Mutual offers additional discounts such as Newly Independent, New Teen and Good Payer discounts. In addition, Liberty Mutual offers benefits like Accident Forgiveness. Liberty Mutual also allows drivers to lock in their rate for a full year. The Hartford is affiliated with AARP and offers numerous discounts including a discount for driving a hybrid or electric vehicle.
Recent Questions Why did my rate increase for a $25 towing claim?
Unfortunately, you were given the correct information. Insurance companies base their rates on the risk of having to pay any claim.
See More Questions
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