Compare rates from 14 car insurance companies in Oregon.
Across the Beaver State, there are 122,395 miles of road just waiting to be driven. We’ll get you prepped, then you take the wheel.
Liability coverage is legally required in Oregon and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident. The coverage limits are determined by each individual state and normally split into three categories. In Oregon, the minimum is listed as 25/50/20 and explained below:
$25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
$50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
$20,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.
Uninsured/underinsured Motorist coverage is legally required in Oregon and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured/underinsured driver who is at fault. The coverage limits are determined by each individual state and normally split into two categories. In Oregon, the minimum is listed as 25/50 and explained below:
$25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured/underinsured driver.
$50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.
Personal Injury Protection provides coverage for medical costs that you and your passengers incur in an accident regardless of fault. PIP will cover medical expenses such as hospital bills, rehabilitation costs, and even work loss resulting from an accident. In Oregon, minimum PIP coverage of $15,000 per person is required on your policy.
These numbers reflect the minimum limits required in Oregon but higher coverage amounts are available with most companies.
If you happen to find yourself pulled over by a police officer in Oregon you won't have to rifle through your glovebox wondering if you remembered to replace that expired insurance card last month. Instead, you can provide proof of coverage with your smartphone.
|Rank||City||Avg. Annual Premium|
Can you get a 30 day waiver on your car insurance
I wasn’t able to pay my car insurance premium this month because I’m short on cash. Is there anything I ...
My neighbor’s property damaged by vehicle
My neighbors portable garage blew across the street and hit my truck. I have only liability. Will their home owners ...
Can my boyfriend insure my financed vehicle?
I live in Oregon. I am not listed as a driver. He says it will get cheaper rates this way. ...
Removing a claim from my insurance record
is it possible to remove a claim from your record, if you’ve never driven or owned the vehicle in question? ...
Driving with a blood alcohol content higher than the number above will put you at risk of being arrested for driving under the influence. If arrested you’ll face harsh consequences and may face varying degrees of jail time, fines, driver’s license suspensions, and reinstatement requirements.If convicted of a DUI, you can expect the financial obligations to extend beyond the DUI ticket to court costs, attorney fees, higher insurance rates, and potentially the installation of a Ignition Interlock Device to serve as a breathalyzer test each time you start your vehicle.
|Rank||Company Name||Avg. Annual Premium|
If you knew your Uber or Lyft driver was convicted of a crime, would you still hitch a ride? What...
Forget pumpkin spice – bring on scary movie season! As the weather starts to cool and leaves begin to turn,...
Drunk driving has long been a major cause of accidents on the road. Having a few drinks impairs our...
Over the past few years, car sharing has taken the world by storm. Car sharing businesses are now operating in...
For those looking to keep the spirit of giving alive this holiday season, the old standbys are still excellent: gift...
In the world of traffic law and auto insurance, points are universally a bad thing. Instead of helping you win...
Many pet owners frequently drive with their animals, and while we might know the safest ways for pets to travel...
When ridesharing first came on the scene, potential customers wondered if they’d be safe: the idea of getting in a...
Marijuana legalization is gradually taking root throughout the U.S. as more states loosen restrictions on the formerly outlawed substance. Now,...
Arriving at the airport: one part excitement, one part did-I-remember-everything jitters, and five parts how-do-I-get-to-my-final-destination hassle (if you travel frequently,...
Commonly called PIP for short, personal injury protection insurance protects you against—you guessed it—personal injury. If you get in an...
UPDATE: In a new study, which was pre-released online on October 12, researchers from MIT, the University of Oregon and...
Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...
Love it, hate it, or just do it and get through it: driving is as American as apple pie. Over...
In just five short years, Uber has changed car travel, taxi service, and transportation in much of the world, and...
As of November 9, 2016, there are 28 states and the District of Columbia that have legalized marijuana in some...
Cargo, a Portland-based connected car startup, hit the road last week to The Zebra’s home-town of Austin, Texas. What brings the crew...
Insurance innovation alert: What if you could pay an insurance rate based only on the actual miles you drive each...
First, the bad news: Already high gas prices aren’t dropping anytime soon. According to AAA’s predictions, summer gas prices should...
At The Zebra, we know better than most just what a pain buying car insurance can be. We also know that students suffer from higher-than-average policy rates. Talk about a double-whammy. That’s why, this year, we’ve decided to continue The Zebra’s annual scholarship with the goal of helping to alleviate the financial pressures of college-bound students in the Oregon area, while also getting an insider view of the Beaver State.
So, Oregon students, we want to see your favorite road trip destination(s) in your state— from your unique perspective. If it makes sense to hit the open road and be our virtual tour guide, that’s great! But there are no limits to what we’re looking for: a narrated animation, a slideshow of memorabilia, an illustrated map of the best roadside attractions on the way. This is a chance for you to showcase any place you love in as an original way as possible.
Applicants must be currently enrolled at or planning to attend a four-year university, graduate program, community college, or trade school located in the continental United States. Upon notification, winner(s) must supply a current proof of enrollment or letter of acceptance.