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Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

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Renata Balasco

Senior Content Strategist

  • Licensed Insurance Agent — Property and Casualty

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

How much is auto insurance in Victorville?


The typical Victorville driver pays $2,005 per year for car insurance. That's more expensive than the average in California ($1,868) and more costly than the national average of $1,548. Our guide to car insurance in Victorville — researched and written by The Zebra's team of licensed insurance experts — includes average premiums based on age, credit score, driving history, and marital status. Read on for more information.

Victorville Average (annual) California Average National Average
$2,005 $1,868 $1,548
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Victorville auto insurance rates by company


One of the best ways to save on auto insurance is to compare rates from multiple companies and to choose the insurer that best fits your coverage needs. In Victorville, GEICO provides the most affordable rates for the typical insurance customer. We've listed the best cheap car insurance companies in Victorville below. Use this information as a starting point and be sure to compare free insurance quotes specific to your unique driving profile.

Insurance Company Average Annual Rate
GEICO $1,367
Mercury $1,662
AAA $1,819
Infinity $1,934
Farmers $2,013

Read our guide to finding the best cheap auto insurance.


Victorville auto insurance rates by age

The age bracket that pays the least for auto insurance in Victorville consists of drivers in their 60s, who pay an average of $1,782. Rates for Victorville drivers in their 50s are also relatively affordable, at just $1,799 per year.

The Victorville drivers who pay the highest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Victorville is to age out of your teens. In Victorville, teenage drivers pay $7,229 — a full $5,430 more than the second-most expensive rate paid by an age group.

Age bracket Average Yearly Rate
Teenagers $7,229
20s $2,942
30s $1,951
40s $1,884
50s $1,799
60s $1,782
70s $2,062

Learn more about how age influences auto insurance rates.


Victorville car insurance rates by marital status and gender


In some cases, a driver's gender and marital status may influence the car insurance rates they pay. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Victorville pay $82 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Victorville, widowed drivers pay less than those who are single.

Gender is yet another factor that can affect auto insurance premiums. In Victorville, female drivers pay $4 per year more than do male drivers for car insurance.

Marital Status/Gender Average Annual Rate
Female $2,009
Male $2,005
Single $1,923
Married $1,923
Divorced $2,005
Widowed $1,948

Learn more about how gender and marital status have on auto insurance rates.


Victorville car insurance premiums by citation and accident history


No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates low. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as car insurance companies reward low-risk drivers with the gift of affordable rates.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Victorville, a reckless driving citation results in an average insurance rate increase of $3,486 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $3,387 increase and a speeding ticket triggers an $820 rate hike.

Incident/Violation Average Annual Rate
DUI/DWI $5,392
Reckless Driving $5,491
At-fault Accident (damages less than $1,000) $2,013
At-fault Accident (damages > $2,000) $3,511
Speeding Ticket (16-20 mph over speed limit) $2,825

Learn more about the impact of driving violations on car insurance rates.


Victorville car insurance rates by credit score


Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance.

However, California numbers among the few states that have restricted insurance companies from using drivers' credit scores as a factor in what they pay in premium. Drivers with excellent and poor credit in Victorville will pay the same rate, provided all other rating factors remain consistent.


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About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.