Arlington Homeowners Insurance

The Zebra
Aug. 26, 2019

Find affordable homeowners insurance in Arlington


Home insurance is a hugely important part of owning a home. Home insurance policies provide coverage against fire, wind damage, and theft for your home and the contents inside it. With the relative frequency of such events -- and the high cost of rebuilding or repairing a home -- getting homeowners coverage is a smart investment.

The cost of homeowners insurance coverage depends on many factors. This can include the overall value of your house, the value of your personal belongings, and the materials that were used when building your home. The location of your home can also play a large role in home much you pay for homeowners insurance. Some areas are more susceptible to perils like fire, hail, frozen pipes, volcanoes, or other hazards. These can make your insurance policy even more expensive. Find out more about the specifics of home insurance coverage.

Finding affordable home insurance in Arlington starts with shopping around and comparing policies. Take a look at the summary below showing average homeowners insurance premiums in Arlington to help you get as much information as possible when you start your search for homeowners insurance. It's important to remember that the cost of your homeowners insurance is often based on the coverage limits you choose as well as a variety of other factors.


Arlington, Texas, homeowners insurance:
  1. Rates by company
  2. Rates by coverage level
  3. Rates by ZIP code
  4. Insurance bundle discounts

Home insurance in Arlington by insurance company

Arlington homeowners insurance rates will vary depending on which insurance company you choose. Texas Farmers offers the most affordable home insurance in Arlington, at just $279 per year. This compares favorably to the city’s average homeowners premium of $3,774.

Have a look at the cheapest insurance companies in Arlington, Texas to find the right home policy for your needs.


AFFORDABLE HOMEOWNERS INSURANCE COMPANIES IN ARLINGTON
CompanyAverage Annual Rate
Texas Farmers$279
ASI Lloyds$2,963
Safeco$2,998
State Farm$3,149
United$3,239

Average homeowners insurance costs in Arlington by coverage level

How much you pay for home insurance coverage is greatly impacted by the level of coverage you choose. In Arlington, carrying $200K dwelling coverage costs an average of $2,700, while carrying additional coverage up to $400K costs $4,766/year.


HOMEOWNERS INSURANCE RATES IN ARLINGTON — POPULAR COVERAGE LIMITS
Coverage LevelAverage Annual Rate
$200K Dwelling$2,700
$400K Dwelling$4,766

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Arlington home insurance rates by ZIP code

Homeowners insurance premiums can vary depending on what part of Arlington in which you live. Policies are often priced on local variables such as the number of claims filed in the immediate area, meaning the neighborhood in which you live could have a major impact on how much you pay to insure your home.

To find the cheapest homeowners insurance premiums in Arlington, look no further than 76119. In the 76119 area, homeowners coverage usually costs just $3,652 per year — a full $122 less than the Arlington average. If you’re looking for the areas with the least costly homeowners insurance in Arlington, have a look at the table below.


AFFORDABLE AREAS FOR HOMEOWNERS INSURANCE IN ARLINGTON
ZIP CodeAverage Annual Home Insurance Rate
76119$3,652
76011$3,694
76017$3,701

Some parts of Arlington, however, have homeowners insurance rates that are higher on average. These areas could be more susceptible to perils such as theft, severe weather, or fires that present more risk for insurance companies. An average annual rate of $4,547 makes 76005 the most expensive ZIP code in Arlington for home insurance.


EXPENSIVE AREAS FOR HOMEOWNERS INSURANCE IN ARLINGTON
ZIP CodeAverage Annual Home Insurance Rate
76005$4,547
76014$3,764
76018$3,755



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Money-saving tip for home and auto insurance in Arlington: bundling

If saving money is your main concern, you might purchase insurance for your home and auto through the same insurance company. Bundling homeowners and auto insurance can save you a substantial sum each month on your auto insurance bill. In fact, bundling policies in Arlington leads to average annual savings of 7%.


CHEAPEST AUTO INSURANCE RATES WITH HOME BUNDLE IN ARLINGTON
CompanyAvg. Annual Auto Insurance Rate (Bundle)
State Farm$1,146
USAA$1,220
Progressive$1,657
Allstate$1,890
GEICO$2,755

It's definitely worth considering bundling both your auto and home policies as a potential way of saving money. Call 855-493-9728 to speak with an insurance specialist today.


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