Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Can I insure my wife's car if the title is in her name?

She owned the vehicle before we were married so the title is in her name. We have been married for 2 years and she purchased a new vehicle so I will be driving the old one. Can I take out a policy in my name?

May 10, 2017 West Haven, CT

Answer
Author profile picture

The Zebra

The nation's leading independent insurance comparison site

The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison …

If you are married then there shouldn't be any issue with you insuring the vehicle. If the registration is also in her name then she will need to be listed on the policy. In fact, a married couple generally qualifies for lower rates than people listed on separate policies so it would make the most sense for both of you to be insured under the same policy. You'll likely pay less together than you would separately. I recommend comparing rates with as many companies as possible to find your best option.
Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started. No phone number required.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Can I get car insurance if my spouse has a revoked license?

Most companies will not insure a driver with a revoked license, even if there is a driver on the policy whose license is valid. Your spouse must be listed on your policy since you are married, but she does not have to be covered as a driver. You can request to have your wife excluded from coverage …
Sep 12, 2016 Walden, NY

Will my spouse, or myself, get the best rate for insuring our shared car?

This is an excellent question! Insurance is very complex, so trying to find the best rate can be a challenge. In this instance with both you and your wife having clean records and being close in age, the rate shouldn't be too much different if you were to switch out who the primary driver is o…
Dec 12, 2022 Saint Paul, MN

If I backed into my husband's motorcycle, will we have to pay two deductibles?

If you have collision coverage on both policies then it is likely that the damage will be covered. However, since you two are married your liability will not cover the damage to your husband's motorcycle since you are not unrelated third parties. This basically means that you will probably hav…
May 7, 2017 Clarksville, TN

Can my wife get a car insurance policy when both our names are on the title?

Thank you for reaching out to The Zebra!Car insurance can be very confusing, especially when it comes to who is listed on the title and who needs to be listed on the policy. In insurance we want all registered owners of the vehicle to be rated, listed, or excluded on the policy. Rating a driver mea…
Jan 23, 2023 Concord, CA