Can You Get Your Car Out of Impound Without Insurance?

If your car has been impounded and you don't have auto insurance, what are your options?

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Car insurance for an impounded vehicle

While a car can be impounded for myriad reasons, there's only one way to get it out: by paying an impound fee and presenting the required documentation. This documentation usually includes your driver's license, vehicle identification number (VIN), and proof of insurance. If you don't have valid insurance for your impounded vehicle, it will be difficult — if not impossible — to get your car out of impound.

  1. Can your car be impounded for no insurance?
  2. How to get your car out of impound
  3. How to get impounded car insurance quotes online
  4. Other considerations

Can your vehicle be impounded for not having insurance?

It depends. You can get a ticket for driving without insurance, but it is within the police officer's discretion whether your vehicle will be towed and impounded. Outside of New Hampshire, you're required by law to carry at least the minimum liability insurance. By failing to do so, you risk having your vehicle towed and impounded.

Although your state may only mandate liability coverage, you may be required to carry comprehensive and collision coverage if you drive a leased vehicle.

Do you need insurance to get your car out of impound?

You will need to show active proof of car insurance to get your vehicle out of impound. Car insurance is a requirement for any vehicle registered in a US state and used on public roads (outside of New Hampshire).

How to get insurance for an impounded car

You'll need to show proof of insurance in order to get your vehicle out of impound — which means you'll need to purchase an auto insurance policy. Streamline the process of shopping for car insurance by having the following information at the ready:

  • Personal information of any drivers who will be using the vehicle: driving history, insurance history, date(s) of birth, and driver’s license(s)
  • Primary residence: where the vehicle is parked
  • Vehicle information number (VIN)
  • Lien holder information, if applicable

If you’re ready to get a quote for an impounded car online, enter your zip code below. We can help get you insured today!

Car impounded? Get insurance now!

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Getting your vehicle out of impound: things to consider

After you’ve received your proof of insurance, call the impound lot and ask whether they accept digital proof-of-insurance. Otherwise, bring a hard copy of your new insurance cards. Your new insurance company can probably fax the information over to impound on your behalf, as well. Ensure the insurance documentation includes the following information:

  • Name of insurance company
  • Your personal information
  • VIN of impounded vehicle
  • Effective date (before or on the date you want to reclaim the vehicle)

For most insurance companies, this information will be listed on the ID card, but it's worth double-checking.

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