All Questions

Canceling a car insurance policy is fairly simple with Progressive, but there are some things to keep in mind, one of which is avoiding a coverage gap. If you’re switching providers, make sure your new policy is active before canceling Progressive to avoid a lapse in coverage. If you’re unsure abou…

Typically, no. You don't want liability only because the car will not be sufficiently protected.Full coverage includes comprehensive and collision coverage which protects the car when there is physical damage. Financing companies require this because you owe money on the car and they need their loa…

I'm sorry to hear about your situation. Before you file a claim, you should get an estimate for the damages and determine if it is worth filing a claim after you consider your deductible.For instance, if the damage is $700 and your deductible is $500, your policy would only pay $200. In this instan…

Typically, your renter's policy will not cover your hotel due to your air conditioner being out. A broken AC is not considered the loss of use of the dwelling (home) — they typically only pay for other accommodations when the entire dwelling is uninhabitable. I recommend you check out our guide to …

Thanks for reaching out to The Zebra!Fortunately, a MIP (Minor in Possession) is a non-moving violation, which does not impact your insurance rates. It shouldn't make things more difficult or come into play when you get your license and want to purchase car insurance. However, when it comes to the …

Hello, Sorry to hear about your situation. Unfortunately, I don't know if I can give much advice, as this is a claims-related question. Claims have their own rules that must be followed. If you had comprehensive coverage on the vehicle, theft would be covered. An adjuster would have to interpret th…

Yes, you can file a claim with your homeowners insurance but I would see if your lawnmower's warranty is still valid before you look into a claim. If you do decide to file a claim, it would be covered under personal property. Keep in mind that your deductible will apply, which means your insurer wi…

Thanks for reaching out! Insurance can be extremely confusing, especially when you get thrown a bunch of insurance jargon in a contract and you have no idea what any of it means. Luckily, I'm a licensed insurance agent with over 10 years of experience, and it's my job to explain coverage to custome…

Hello, Since there is no damage to your vehicle, you would not need to file a claim. However, the person that you hit has the option to file a claim. You can offer to pay for the damages out of pocket to avoid the accident going on your record. Ultimately, it is up to the other party as to whether …

Insurance regulations are very state-specific which is why when you move to a different state you are required to get a new policy. Therefore, it will be up to your current insurance company to decide whether or not they will pay out on the claim. Unfortunately, if they do not you will be responsib…