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What happens if someone makes a false car insurance claim against me?
Thank you for your question. After an accident, I recommend taking pictures and recording as much information as possible. If the fault is difficult to determine, call 911 and file a police report. If you have any of this information currently, it can be helpful.At this point, I recommend contactin…
Are insurance proceeds taxable?
Thanks for your question! In general, insurance proceeds, or money you receive as part of a claim or settlement, are not taxed. This is because insurance payouts are not actually making you money, but bringing you back to your previous status. The IRS only taxes income, while these proceeds are jus…
My insurer says I have past speeding tickets, but I've never had one. How do I address false and inaccurate citations on my record?
I think it's worth trying to resolve it because a better driving record can help your rate quite a bit. If multiple insurance companies are showing that you have these tickets, then I would call the state and see what they have on your license — this could simply be an error. I suggest you get a co…
Is the type of siding on a house, like vinyl, a rating factor for insurance premiums?
There is no straight-forward answer to what building materials you use for your house and the homeowners insurance rate you will end up with. Here's a tip to keep in mind that may help you make a decision: brick, stucco, and concrete are preferred by most insurers because they tend to be flame-reta…
Can I drive a truck I'm buying across state lines, without plates, to get it home?
I would call up your local DMV or appropriate state department and ask them what to do. Most states allow you to pay a small fee and show an out of state status and they will issue you a temporary paper plate for the vehicle to be relocated. You should have no issues transporting the truck across s…
Should both my girlfriend and I be on the car title?
I would only put the title in one name — whoever will own and register the vehicle. Putting two people on the title may only complicate things unnecessarily and make it harder to sell. As far as the insurance goes, you would both need to be listed drivers on the policy if you share the vehicle and …
My car was towed by an apartment complex. Will State Farm reimburse me for the towing cost?
Roadside assistance covers towing but it won't cover your car being towed by someone else. Unfortunately, that means State Farm will likely not cover the cost of your car being towed from just being parked in the wrong location in an apartment complex.Sorry for the inconvenience. If you have any ot…
What do I do if a person hit me from the back and now is claiming to their insurance that I hit them?
Sorry to hear about your situation. From what I can gather, it appears that she hit the rear of your car while you were waiting at the gate of your apartment complex. If this is true, it's going to be quite difficult for her to make the case that you backed into her. That said, with no witnesses or…
How do I cancel my Progressive insurance?
Canceling a car insurance policy is fairly simple with Progressive, but there are some things to keep in mind, one of which is avoiding a coverage gap. If you’re switching providers, make sure your new policy is active before canceling Progressive to avoid a lapse in coverage. If you’re unsure abou…
What is Progressive's Snapshot program, and how does it affect my rates?
The Snapshot from Progressive is a telematics tool that tracks your driving habits to reward safe drivers with potential discounts. You can choose between an app-based version or a small plug-in device. Snapshot monitors your driving and shares the data with Progressive, helping determine your insu…