Ask An Agent
All Questions
Compare auto insurance rates and save up to $670 per year!
Does renters insurance cover hotel stay if my air conditioning system goes out?
Typically, your renter's policy will not cover your hotel due to your air conditioner being out. A broken AC is not considered the loss of use of the dwelling (home) — they typically only pay for other accommodations when the entire dwelling is uninhabitable. I recommend you check out our guide to …
Will insurance pay if a lawnmower threw a rock and dented my car?
I'm sorry to hear about your situation. Before you file a claim, you should get an estimate for the damages and determine if it is worth filing a claim after you consider your deductible.For instance, if the damage is $700 and your deductible is $500, your policy would only pay $200. In this instan…
Will my insurance be affected by an MIP if it was dismissed?
Thanks for reaching out to The Zebra!Fortunately, a MIP (Minor in Possession) is a non-moving violation, which does not impact your insurance rates. It shouldn't make things more difficult or come into play when you get your license and want to purchase car insurance. However, when it comes to the …
My car was stolen and taken to Mexico. Can I just get a payout instead of getting the car back?
Hello, Sorry to hear about your situation. Unfortunately, I don't know if I can give much advice, as this is a claims-related question. Claims have their own rules that must be followed. If you had comprehensive coverage on the vehicle, theft would be covered. An adjuster would have to interpret th…
Will homeowners insurance cover my riding lawn mower that caught on fire?
Yes, you can file a claim with your homeowners insurance but I would see if your lawnmower's warranty is still valid before you look into a claim. If you do decide to file a claim, it would be covered under personal property. Keep in mind that your deductible will apply, which means your insurer wi…
My camper stays at a seasonal campground year-round. What type of insurance do I need?
Thanks for reaching out! Insurance can be extremely confusing, especially when you get thrown a bunch of insurance jargon in a contract and you have no idea what any of it means. Luckily, I'm a licensed insurance agent with over 10 years of experience, and it's my job to explain coverage to custome…
If I backed into another person's car (which was sitting in their driveway), should I file a claim if repairs are estimated to be $2,500?
Hello, Since there is no damage to your vehicle, you would not need to file a claim. However, the person that you hit has the option to file a claim. You can offer to pay for the damages out of pocket to avoid the accident going on your record. Ultimately, it is up to the other party as to whether …
Will my insurance company drop me for not changing my address when I moved?
Insurance regulations are very state-specific which is why when you move to a different state you are required to get a new policy. Therefore, it will be up to your current insurance company to decide whether or not they will pay out on the claim. Unfortunately, if they do not you will be responsib…
Is it considered an at-fault accident if I hit a tree?
This is considered a single-vehicle accident which is considered at-fault. Unfortunately, in this instance, insurance companies would prefer that you not swerve to avoid a collision. Sadly, this can sometimes mean hitting the animal. If you hit the animal it would be considered a comprehensive clai…
How many cars can I have on my progressive policy?
Hey, thanks for reaching out. Progressive may let you put multiple cars on one policy, but the exact number can vary based on your state, household, and policy details.If there is a limit, it usually comes down to the insurer’s underwriting rules. That just means the company looks at how many vehic…
