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Can a bank add insurance to my loan when I already have insurance?
This sounds like a processing error. Short of that, I would say that this issue is unfortunately too specific to your policy for me to accurately advise. You'll need to contact your loan company as well as the insurance company for further help. If it is an error on the part of the company, they sh…
Does The Zebra use a hard or soft credit pull to compare insurance quotes?
Thank you for this question.The Zebra does not do a soft or hard pull of your credit. We use the range of information that you provide in order to give you an estimate. Once you shop with an insurance company (The Zebra does not provide insurance, only comparison quotes), they will pull your credit…
If I sell my car and cancel my insurance, will my rates be higher later on?
You are right — having a lapse in coverage will cause your rates to be higher in the future. I recommend getting a non-owners policy, which it sounds like Progressive is already offering to you. This is essentially a liability-only policy when you do not own a vehicle, or are between vehicle owners…
Should we keep our adult son's car insurance in our name?
Adult sons must be listed if they live with you or have access to the carPut simply, if your son is on your insurance policy, you can be held liable for the damages he causes. You can put him on his own policy, but the rates will very likely be higher. However, you would not be liable for damages h…
Am I at fault if I swerve to avoid my neighbor's cat but hit his car?
In this instance, you will likely be held liable for the accident. Although you want to use your best judgment when it comes to avoiding an animal, in most cases, if an accident/collision occurs by you trying to avoid hitting an animal, you are responsible for the damages. The way that most insuran…
Is a hydroplaning accident my daughter's fault?
Unfortunately, auto insurance companies list almost all single-vehicle accidents as at-fault on your claims report, meaning that this situation would likely be considered an at-fault collision accident. This is because there is no other party at-fault and this can be seen as a failure to maintain c…
How do I dispute a homeowners insurance claim?
Sorry to hear about your recent troubles. Unfortunately, to dispute a homeowners claim such as this, the best way forward is to seek legal advice. Furthermore, you will need to contact LexisNexis, the company that provides the CLUE report (also known as your claims history report). This will help y…
Is there a temporary non-owners car insurance for foreign drivers?
As an international student, you do have some options. The Zebra can offer Non-Owner's policies for drivers with a foreign license. We can't quote that online because a car is required, but you can give us a call at 888-807-3823. We will quote you with several companies at once. To qualify for a no…
Can a townhome be covered under an HO-6 insurance policy?
That depends on what parts of the property you are responsible for. If the townhouse shares walls and you are not responsible for the outside of the property but own the townhouse (like a condominium) then you qualify for an HO6. If you own the outside structure, you may need a regular homeowners p…
Do I have to pay a deductible if I caused an accident?
You only pay a deductible for collision or comprehensive claims, not liability coverageIf you do not file a claim to have your car repaired you do not have to pay your deductible. Your liability insurance will pay for the damages to the other vehicle. Liability coverage does not have a deductible, …
