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If I hit someone and they don't have car insurance is it still my fault?
If you're determined at fault in the accident, you are responsible for the other driver's damages regardless of whether or not they're insured. You might be thinking of no-fault insurance, which Pennsylvania has voluntary participation in. This only refers to bodily injury damages and thus wouldn't…
What happens if the repo guy damaged my car?
I'm sorry for the difficult situation. If the towing company damaged your vehicle, then they would be responsible for paying for the damage. Because your bank is being difficult, I recommend contacting your insurance provider. They might have resources to track down the towing company to get the ne…
Should I file a claim if my car was side-swiped?
Sorry to hear about your situation. There are several factors to consider before filing a claim. First, do you have collision coverage? In this case, you must have collision coverage for the damages to be covered. Second, is the cost of the damages worth filing a claim? If you file a claim, you wil…
Does State Farm cover rodent damage to my car's electrical wiring through comprehensive coverage?
While I can't speak specifically for State Farm, most insurance companies will cover damage caused by a rodent under comprehensive coverage. This type of coverage insures against damage not caused by a car-on-car collision, and damage caused by an animal is a primary example.For specifics about you…
Are 911 dispatchers eligible for insurance discounts as first responders?
Every car insurance company has different discounts available to its customers, so it's hard to give a blanket statement about your eligibility. Generally just know that car insurance for first responders is something that's an option.If it's helpful, The Zebra can gather auto insurance quotes from…
Can I register my car in someone else's name?
The car can only be registered by the owner. If you sign the title over to someone else, they will own the car and can register the car in their name. At that point, they will need to start insurance in their own name and can add you as a driver. If you want to learn more, check out the following r…
What happens if I lie about what age I got my driver license?
Falsifying your age when getting a license can lead to serious consequencesI understand that you might want to try and potentially save money, but lying to your insurance company isn't going to help. In fact, it could potentially even lead to your coverage being dropped. The Department of Motor Veh…
What are my options if I am paying over $700 a month in car insurance?
Unfortunately, it appears your girlfriend's insurance company sees her as a high-risk driver. This likely explains why her coverage was dropped and the new policy has higher rates. There are many factors that come into play when insurance companies determine rates. Your driving record is certainly …
Can a bank add insurance to my loan when I already have insurance?
This sounds like a processing error. Short of that, I would say that this issue is unfortunately too specific to your policy for me to accurately advise. You'll need to contact your loan company as well as the insurance company for further help. If it is an error on the part of the company, they sh…
Does The Zebra use a hard or soft credit pull to compare insurance quotes?
Thank you for this question.The Zebra does not do a soft or hard pull of your credit. We use the range of information that you provide in order to give you an estimate. Once you shop with an insurance company (The Zebra does not provide insurance, only comparison quotes), they will pull your credit…